Lending interest rate in Moldova
Moldova: Lending interest rate was 9.0% in 2025. ◆ Volatile
Lending interest rate in Moldova, 1995–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, lending interest rate in Moldova stood at 9.0%.
Compared with earlier readings it is up 0.9% on the previous year and down 36.5% over ten years.
Over the whole period, lending interest rate in Moldova peaked at 40.8% in 1995 and was at its lowest, 7.4%, in 2021.
That places Moldova 68th out of 149 countries with data for 2025, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Lending interest rate in Moldova, year by year
| Year | % | Change |
|---|---|---|
| 1995 | 40.8% | — |
| 1996 | 36.7% | -10.1% |
| 1997 | 33.3% | -9.1% |
| 1998 | 30.8% | -7.5% |
| 1999 | 35.5% | +15.3% |
| 2000 | 33.8% | -4.9% |
| 2001 | 28.7% | -15.0% |
| 2002 | 23.5% | -18.0% |
| 2003 | 19.3% | -18.0% |
| 2004 | 20.9% | +8.5% |
| 2005 | 19.3% | -8.0% |
| 2006 | 18.1% | -5.9% |
| 2007 | 18.8% | +3.8% |
| 2008 | 21.1% | +11.9% |
| 2009 | 20.5% | -2.5% |
| 2010 | 16.4% | -20.4% |
| 2011 | 14.4% | -11.7% |
| 2012 | 13.4% | -7.1% |
| 2013 | 12.3% | -8.4% |
| 2014 | 11.0% | -10.4% |
| 2015 | 14.1% | +28.5% |
| 2016 | 14.3% | +0.9% |
| 2017 | 10.4% | -27.4% |
| 2018 | 8.8% | -14.6% |
| 2019 | 8.2% | -6.8% |
| 2020 | 8.2% | -0.8% |
| 2021 | 7.4% | -9.6% |
| 2022 | 11.8% | +59.5% |
| 2023 | 12.3% | +4.5% |
| 2024 | 8.9% | -27.8% |
| 2025 | 9.0% | +0.9% |
Moldova compared with similar countries
- Moldova's 9.0% is above the median for upper middle income countries, which is 8.8%, 1.0× the median. (49 countries reporting)
- Moldova's 9.0% is above the median for Europe & Central Asia, which is 6.7%, 1.4× the median. (29 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 35.4% | 30.8% | 40.8% | 5 |
| 2000s | 22.4% | 18.1% | 33.8% | 10 |
| 2010s | 12.3% | 8.2% | 16.4% | 10 |
| 2020s | 9.6% | 7.4% | 12.3% | 6 |
Countries ranked near Moldova
More financial sector data for Moldova
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0029 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0021 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0029 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is lending interest rate in Moldova?
- Lending interest rate in Moldova was 9.0% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Moldova?
- The highest recorded value was 40.8% in 1995.
- What is the lowest lending interest rate recorded in Moldova?
- The lowest recorded value was 7.4% in 2021.
- How does Moldova rank for lending interest rate?
- Moldova ranks 68th out of 149 countries with data for 2025.
- Is lending interest rate rising or falling in Moldova?
- Over the last ten years it is down 36.5%. The long-run trend across the full record is volatile.
- Where does this Moldova data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 31 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.