Lending interest rate in Namibia

Namibia: Lending interest rate was 11.0% in 2024. ▼ Falling

Latest (2024)
11.0%
Change on year
up 0.3%
World rank
55th
of 149 countries
All-time high
23.4%
in 1991
All-time low
6.9%
in 2021
Years of data
34
1991–2024

Lending interest rate in Namibia, 1991–2024

5101520251991200720241991: 23.4 %1992: 20.2 %1993: 18 %1994: 17.1 %1995: 18.5 %1996: 19.2 %1997: 20.2 %1998: 20.7 %1999: 18.5 %2000: 15.3 %2001: 14.5 %2002: 13.8 %2003: 14.7 %2004: 11.4 %2005: 10.6 %2006: 11.2 %2007: 12.9 %2008: 13.7 %2009: 11.1 %2010: 9.7 %2011: 8.7 %2012: 8.7 %2013: 8.3 %2014: 8.7 %2015: 9.3 %2016: 9.8 %2017: 10 %2018: 10.1 %2019: 9.9 %2020: 7.9 %2021: 6.9 %2022: 8.6 %2023: 10.9 %2024: 11 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

Namibia recorded 11.0% for lending interest rate in 2024.

That represents a change of up 0.3% on the previous year and up 26.0% over ten years.

Over the whole period, lending interest rate in Namibia peaked at 23.4% in 1991 and was at its lowest, 6.9%, in 2021.

That places Namibia 55th out of 149 countries with data for 2024, putting it in the middle of the range.

The long-run direction has been consistently falling across the 34 years of available data.

Lending interest rate in Namibia, year by year

Annual values for Lending interest rate (%) in Namibia, 1991 to 2024.
Year % Change
1991 23.4% —
1992 20.2% -13.5%
1993 18.0% -10.8%
1994 17.1% -5.4%
1995 18.5% +8.5%
1996 19.2% +3.5%
1997 20.2% +5.3%
1998 20.7% +2.7%
1999 18.5% -10.8%
2000 15.3% -17.3%
2001 14.5% -4.9%
2002 13.8% -4.8%
2003 14.7% +6.2%
2004 11.4% -22.5%
2005 10.6% -6.8%
2006 11.2% +5.4%
2007 12.9% +15.2%
2008 13.7% +6.6%
2009 11.1% -19.1%
2010 9.7% -12.6%
2011 8.7% -10.2%
2012 8.7% -0.9%
2013 8.3% -4.2%
2014 8.7% +4.9%
2015 9.3% +7.2%
2016 9.8% +5.6%
2017 10.0% +1.9%
2018 10.1% +1.2%
2019 9.9% -2.6%
2020 7.9% -20.3%
2021 6.9% -12.8%
2022 8.6% +25.5%
2023 10.9% +26.9%
2024 11.0% +0.3%

Namibia compared with similar countries

  • Namibia's 11.0% is below the median for lower middle income countries, which is 11.1%, 99% of the median. (38 countries reporting)
  • Namibia's 11.0% is below the median for Sub-Saharan Africa, which is 12.4%, 89% of the median. (39 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
1990s 19.5% 17.1% 23.4% 9
2000s 12.9% 10.6% 15.3% 10
2010s 9.3% 8.3% 10.1% 10
2020s 9.0% 6.9% 11.0% 5

Countries ranked near Namibia

  1. 52 Sri Lanka 11.2% compare
  2. 53 Lesotho 11.2% compare
  3. 54 Iceland 11.0% compare
  4. 56 Belarus 10.9% compare
  5. 57 Eswatini 10.9% compare
  6. 58 South Africa 10.7% compare

See the full ranking of 149 places →

More financial sector data for Namibia

All data for Namibia →

Frequently asked questions

What is lending interest rate in Namibia?
Lending interest rate in Namibia was 11.0% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest lending interest rate recorded in Namibia?
The highest recorded value was 23.4% in 1991.
What is the lowest lending interest rate recorded in Namibia?
The lowest recorded value was 6.9% in 2021.
How does Namibia rank for lending interest rate?
Namibia ranks 55th out of 149 countries with data for 2024.
Is lending interest rate rising or falling in Namibia?
Over the last ten years it is up 26.0%. The long-run trend across the full record is falling.
Where does this Namibia data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.

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Lending interest rate in Namibia. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 25 September 2026, from https://financial-sector.statizoid.com/stat/lending-interest-rate-percent/namibia/

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About this data

Indicator
Lending interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
149 places, 4,803 data points, 1960–2025
Last refreshed

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.