Lending interest rate in North Macedonia
North Macedonia: Lending interest rate was 5.4% in 2025. ▼ Falling
Lending interest rate in North Macedonia, 2005–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, lending interest rate in North Macedonia stood at 5.4%.
That represents a change of down 7.4% on the previous year and down 27.4% over ten years.
Over the whole period, lending interest rate in North Macedonia peaked at 12.5% in 2005 and was at its lowest, 4.6%, in 2022.
North Macedonia ranks 112th of 148 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 21 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 11.2% | 10.2% | 12.5% | 5 |
| 2010s | 7.8% | 5.6% | 10.7% | 10 |
| 2020s | 5.2% | 4.6% | 5.9% | 6 |
Countries ranked near North Macedonia
More financial sector data for North Macedonia
- Domestic credit to private sector by banks 53.3% (2025)
- Total reserves in months of imports 4.57 (2025)
- Net domestic credit 655.53 billion current LCU (2025)
- Net foreign assets 276.97 billion current LCU (2025)
- Monetary Sector credit to private sector 53.4% (2025)
- Broad money 60.5% (2024)
- Claims on central government, etc. 22.2% (2025)
- Domestic credit to private sector 56.3% (2025)
- Official exchange rate 54.66 LCU per US$, period average (2025)
- Net migration -5,645 (2025)
Frequently asked questions
- What is lending interest rate in North Macedonia?
- Lending interest rate in North Macedonia was 5.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in North Macedonia?
- The highest recorded value was 12.5% in 2005.
- What is the lowest lending interest rate recorded in North Macedonia?
- The lowest recorded value was 4.6% in 2022.
- How does North Macedonia rank for lending interest rate?
- North Macedonia ranks 112th out of 148 countries with data for 2025.
- Is lending interest rate rising or falling in North Macedonia?
- Over the last ten years it is down 27.4%. The long-run trend across the full record is falling.
- Where does this North Macedonia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 21 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.