Lending interest rate in Tonga
Tonga: Lending interest rate was 7.6% in 2025. ▼ Falling
Lending interest rate in Tonga, 2012–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, lending interest rate in Tonga stood at 7.6%. That is the lowest value across all 14 years on record.
That represents a change of down 2.5% on the previous year and down 8.2% over ten years.
Over the whole period, lending interest rate in Tonga peaked at 9.9% in 2012 and was at its lowest, 7.6%, in 2025.
Tonga ranks 88th of 149 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 14 years of available data.
Lending interest rate in Tonga, year by year
| Year | % | Change |
|---|---|---|
| 2012 | 9.9% | — |
| 2013 | 9.4% | -5.8% |
| 2014 | 8.6% | -7.6% |
| 2015 | 8.2% | -4.7% |
| 2016 | 7.9% | -3.8% |
| 2017 | 7.9% | -0.7% |
| 2018 | 8.0% | +2.1% |
| 2019 | 8.1% | +0.3% |
| 2020 | 7.8% | -2.9% |
| 2021 | 7.8% | -0.9% |
| 2022 | 7.9% | +1.3% |
| 2023 | 7.7% | -1.6% |
| 2024 | 7.8% | +0.3% |
| 2025 | 7.6% | -2.5% |
Tonga compared with similar countries
- Tonga's 7.6% is below the median for upper middle income countries, which is 8.8%, 86% of the median. (49 countries reporting)
- Tonga's 7.6% is above the median for East Asia & Pacific, which is 5.5%, 1.4× the median. (25 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 8.5% | 7.9% | 9.9% | 8 |
| 2020s | 7.8% | 7.6% | 7.9% | 6 |
Countries ranked near Tonga
- 85 Algeria 8.0% compare
- 85 Ethiopia 8.0%
- 87 Cape Verde 7.7% compare
- 89 Trinidad and Tobago 7.5% compare
- 90 Philippines 7.1% compare
- 91 Saint Vincent and the Grenadines 7.1% compare
More financial sector data for Tonga
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0069 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 45.37 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0051 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 33.13 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0069 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 45.37 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is lending interest rate in Tonga?
- Lending interest rate in Tonga was 7.6% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Tonga?
- The highest recorded value was 9.9% in 2012.
- What is the lowest lending interest rate recorded in Tonga?
- The lowest recorded value was 7.6% in 2025.
- How does Tonga rank for lending interest rate?
- Tonga ranks 88th out of 149 countries with data for 2025.
- Is lending interest rate rising or falling in Tonga?
- Over the last ten years it is down 8.2%. The long-run trend across the full record is falling.
- Where does this Tonga data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 14 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.