Lending interest rate in Zimbabwe
Zimbabwe: Lending interest rate was 46.4% in 2025. ◆ Volatile
Lending interest rate in Zimbabwe, 2012–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for lending interest rate in Zimbabwe is 46.4%, measured in 2025.
Compared with earlier readings it is down 32.7% on the previous year and up 442.8% over ten years.
Over the whole period, lending interest rate in Zimbabwe peaked at 170.3% in 2023 and was at its lowest, 6.9%, in 2017.
That places Zimbabwe 2nd out of 149 countries with data for 2025, putting it in the top 10%.
The series is highly variable year to year, so single readings are best treated with caution.
Lending interest rate in Zimbabwe, year by year
| Year | % | Change |
|---|---|---|
| 2012 | 11.6% | — |
| 2013 | 9.7% | -16.0% |
| 2014 | 9.5% | -2.8% |
| 2015 | 8.5% | -9.8% |
| 2016 | 7.1% | -16.7% |
| 2017 | 6.9% | -2.8% |
| 2018 | 7.1% | +3.1% |
| 2019 | 16.2% | +126.9% |
| 2020 | 33.0% | +104.0% |
| 2021 | 45.5% | +37.8% |
| 2022 | 131.8% | +189.8% |
| 2023 | 170.3% | +29.2% |
| 2024 | 68.9% | -59.5% |
| 2025 | 46.4% | -32.7% |
Zimbabwe compared with similar countries
- Zimbabwe's 46.4% is above the median for lower middle income countries, which is 11.1%, 4.2× the median. (38 countries reporting)
- Zimbabwe's 46.4% is above the median for Sub-Saharan Africa, which is 12.4%, 3.7× the median. (39 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 9.6% | 6.9% | 16.2% | 8 |
| 2020s | 82.6% | 33.0% | 170.3% | 6 |
Countries ranked near Zimbabwe
More financial sector data for Zimbabwe
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0265 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0194 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0265 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is lending interest rate in Zimbabwe?
- Lending interest rate in Zimbabwe was 46.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Zimbabwe?
- The highest recorded value was 170.3% in 2023.
- What is the lowest lending interest rate recorded in Zimbabwe?
- The lowest recorded value was 6.9% in 2017.
- How does Zimbabwe rank for lending interest rate?
- Zimbabwe ranks 2nd out of 149 countries with data for 2025.
- Is lending interest rate rising or falling in Zimbabwe?
- Over the last ten years it is up 442.8%. The long-run trend across the full record is volatile.
- Where does this Zimbabwe data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.