Lending Rate, Percent per annum in Armenia

Armenia: Lending Rate, Percent per annum was 13.78 in 2025. ◆ Volatile

Latest (2025)
13.78
Change on year
up 4.8%
World rank
43rd
of 144 countries
All-time high
96.1
in 1995
All-time low
11.62
in 2020
Years of data
31
1995–2025

Lending Rate, Percent per annum in Armenia, 1995–2025

204060801001995201020251995: 96.11996: 66.41997: 54.21998: 48.51999: 38.82000: 31.62001: 26.72002: 21.12003: 20.82004: 18.62005: 182006: 16.52007: 17.52008: 172009: 18.82010: 19.22011: 17.82012: 17.22013: 162014: 16.42015: 17.62016: 17.42017: 14.42018: 12.82019: 12.12020: 11.62021: 11.82022: 11.72023: 12.42024: 13.12025: 13.8

Source: International Monetary Fund.

Analysis

The most recent figure for lending rate, percent per annum in Armenia is 13.78, measured in 2025.

The figure is up 4.8% on the previous year and down 21.6% over ten years.

Over the whole period, lending rate, percent per annum in Armenia peaked at 96.1 in 1995 and was at its lowest, 11.62, in 2020.

That places Armenia 43rd out of 144 countries with data for 2025, putting it in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Lending Rate, Percent per annum in Armenia, year by year

Annual values for Lending Rate, Percent per annum in Armenia, 1995 to 2025.
Year Value Change
1995 96.1 —
1996 66.36 -30.9%
1997 54.23 -18.3%
1998 48.48 -10.6%
1999 38.85 -19.9%
2000 31.57 -18.7%
2001 26.69 -15.5%
2002 21.14 -20.8%
2003 20.83 -1.5%
2004 18.63 -10.5%
2005 17.98 -3.5%
2006 16.53 -8.1%
2007 17.52 +6.0%
2008 17.05 -2.7%
2009 18.76 +10.1%
2010 19.2 +2.3%
2011 17.75 -7.5%
2012 17.23 -3.0%
2013 15.99 -7.2%
2014 16.41 +2.6%
2015 17.59 +7.2%
2016 17.36 -1.3%
2017 14.41 -17.0%
2018 12.79 -11.2%
2019 12.14 -5.1%
2020 11.62 -4.3%
2021 11.76 +1.2%
2022 11.72 -0.4%
2023 12.39 +5.7%
2024 13.15 +6.2%
2025 13.78 +4.8%

Armenia compared with similar countries

  • Armenia's 13.78 is above the median for upper middle income countries, which is 8.99, 1.5× the median. (46 countries reporting)
  • Armenia's 13.78 is above the median for Europe & Central Asia, which is 8.27, 1.7× the median. (26 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
1990s 60.8 38.85 96.1 5
2000s 20.67 16.53 31.57 10
2010s 16.09 12.14 19.2 10
2020s 12.4 11.62 13.78 6

Countries ranked near Armenia

  1. 40 South Sudan 14.29 compare
  2. 41 El Salvador 13.96 compare
  3. 42 Anguilla 13.88 compare
  4. 44 Haiti 13.01 compare
  5. 45 Liberia 12.99 compare
  6. 46 Guinea 12.88 compare

See the full ranking of 146 places →

More financial sector data for Armenia

All data for Armenia →

Frequently asked questions

What is lending rate, percent per annum in Armenia?
Lending rate, percent per annum in Armenia was 13.78 in 2025, according to International Monetary Fund.
What is the highest lending rate, percent per annum recorded in Armenia?
The highest recorded value was 96.1 in 1995.
What is the lowest lending rate, percent per annum recorded in Armenia?
The lowest recorded value was 11.62 in 2020.
How does Armenia rank for lending rate, percent per annum?
Armenia ranks 43rd out of 144 countries with data for 2025.
Is lending rate, percent per annum rising or falling in Armenia?
Over the last ten years it is down 21.6%. The long-run trend across the full record is volatile.
Where does this Armenia data come from?
The figures come from International Monetary Fund, published as part of Lending Rate, Percent per annum. Statizoid updates them automatically from the source API.

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Lending Rate, Percent per annum in Armenia. Statizoid, drawing on International Monetary Fund. Retrieved 03 October 2026, from https://financial-sector.statizoid.com/stat/lending-rate-percent-per-annum/armenia/

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About this data

Indicator
Lending Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
146 places, 4,725 data points, 1950–2025
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.