Lending Rate, Percent per annum in Guatemala
Guatemala: Lending Rate, Percent per annum was 12.85 in 2025. ▼ Falling
Lending Rate, Percent per annum in Guatemala, 1997–2025
Source: International Monetary Fund.
Analysis
The most recent figure for lending rate, percent per annum in Guatemala is 12.85, measured in 2025.
That represents a change of up 3.7% on the previous year and down 2.8% over ten years.
Over the whole period, lending rate, percent per annum in Guatemala peaked at 20.88 in 2000 and was at its lowest, 11.92, in 2022.
Guatemala ranks 47th of 144 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 29 years of available data.
Lending Rate, Percent per annum in Guatemala, year by year
| Year | Value | Change |
|---|---|---|
| 1997 | 18.64 | — |
| 1998 | 16.56 | -11.1% |
| 1999 | 19.51 | +17.8% |
| 2000 | 20.88 | +7.0% |
| 2001 | 18.96 | -9.2% |
| 2002 | 16.86 | -11.0% |
| 2003 | 14.98 | -11.2% |
| 2004 | 13.81 | -7.8% |
| 2005 | 13.03 | -5.6% |
| 2006 | 12.76 | -2.1% |
| 2007 | 12.84 | +0.6% |
| 2008 | 13.39 | +4.3% |
| 2009 | 13.85 | +3.4% |
| 2010 | 13.34 | -3.7% |
| 2011 | 13.43 | +0.7% |
| 2012 | 13.49 | +0.4% |
| 2013 | 13.6 | +0.8% |
| 2014 | 13.77 | +1.3% |
| 2015 | 13.23 | -4.0% |
| 2016 | 13.1 | -1.0% |
| 2017 | 13.05 | -0.4% |
| 2018 | 12.92 | -1.0% |
| 2019 | 12.74 | -1.4% |
| 2020 | 12.53 | -1.7% |
| 2021 | 12.19 | -2.7% |
| 2022 | 11.92 | -2.2% |
| 2023 | 11.96 | +0.3% |
| 2024 | 12.39 | +3.6% |
| 2025 | 12.85 | +3.7% |
Guatemala compared with similar countries
- Guatemala's 12.85 is above the median for upper middle income countries, which is 8.99, 1.4× the median. (46 countries reporting)
- Guatemala's 12.85 is above the median for Latin America & Caribbean, which is 9.16, 1.4× the median. (31 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 18.24 | 16.56 | 19.51 | 3 |
| 2000s | 15.14 | 12.76 | 20.88 | 10 |
| 2010s | 13.27 | 12.74 | 13.77 | 10 |
| 2020s | 12.31 | 11.92 | 12.85 | 6 |
Countries ranked near Guatemala
More financial sector data for Guatemala
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 4.01 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.93 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 4.01 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is lending rate, percent per annum in Guatemala?
- Lending rate, percent per annum in Guatemala was 12.85 in 2025, according to International Monetary Fund.
- What is the highest lending rate, percent per annum recorded in Guatemala?
- The highest recorded value was 20.88 in 2000.
- What is the lowest lending rate, percent per annum recorded in Guatemala?
- The lowest recorded value was 11.92 in 2022.
- How does Guatemala rank for lending rate, percent per annum?
- Guatemala ranks 47th out of 144 countries with data for 2025.
- Is lending rate, percent per annum rising or falling in Guatemala?
- Over the last ten years it is down 2.8%. The long-run trend across the full record is falling.
- Where does this Guatemala data come from?
- The figures come from International Monetary Fund, published as part of Lending Rate, Percent per annum. Statizoid updates them automatically from the source API.
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About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.