Lending Rate, Percent per annum in Indonesia

Indonesia: Lending Rate, Percent per annum was 8.5 in 2025. ▼ Falling

Latest (2025)
8.5
Change on year
down 3.3%
World rank
77th
of 144 countries
All-time high
32.15
in 1998
All-time low
8.5
in 2025
Years of data
40
1986–2025

Lending Rate, Percent per annum in Indonesia, 1986–2025

10152025301986200520251986: 21.51987: 21.71988: 22.11989: 21.71990: 20.81991: 25.51992: 241993: 20.61994: 17.81995: 18.91996: 19.21997: 21.81998: 32.21999: 27.72000: 18.52001: 18.52002: 18.92003: 16.92004: 14.12005: 14.12006: 162007: 13.92008: 13.62009: 14.52010: 13.32011: 12.42012: 11.82013: 11.72014: 12.62015: 12.72016: 11.92017: 11.12018: 10.52019: 10.42020: 9.52021: 8.92022: 8.52023: 8.92024: 8.82025: 8.5

Source: International Monetary Fund.

Analysis

In 2025, lending rate, percent per annum in Indonesia stood at 8.5. That is the lowest value across all 40 years on record.

The figure is down 3.3% on the previous year and down 32.9% over ten years.

Over the whole period, lending rate, percent per annum in Indonesia peaked at 32.15 in 1998 and was at its lowest, 8.5, in 2025.

That places Indonesia 77th out of 144 countries with data for 2025, putting it in the middle of the range.

The long-run direction has been consistently falling across the 40 years of available data.

Lending Rate, Percent per annum in Indonesia, year by year

Annual values for Lending Rate, Percent per annum in Indonesia, 1986 to 2025.
Year Value Change
1986 21.5 —
1987 21.67 +0.8%
1988 22.1 +2.0%
1989 21.7 -1.8%
1990 20.82 -4.0%
1991 25.53 +22.6%
1992 24.03 -5.9%
1993 20.59 -14.3%
1994 17.76 -13.7%
1995 18.85 +6.1%
1996 19.22 +1.9%
1997 21.82 +13.5%
1998 32.15 +47.4%
1999 27.66 -14.0%
2000 18.45 -33.3%
2001 18.55 +0.5%
2002 18.95 +2.1%
2003 16.93 -10.6%
2004 14.12 -16.6%
2005 14.05 -0.5%
2006 15.98 +13.7%
2007 13.86 -13.3%
2008 13.6 -1.9%
2009 14.5 +6.6%
2010 13.25 -8.6%
2011 12.4 -6.4%
2012 11.79 -4.9%
2013 11.66 -1.2%
2014 12.61 +8.1%
2015 12.66 +0.5%
2016 11.89 -6.1%
2017 11.07 -6.9%
2018 10.54 -4.8%
2019 10.37 -1.6%
2020 9.54 -7.9%
2021 8.92 -6.5%
2022 8.52 -4.5%
2023 8.93 +4.8%
2024 8.8 -1.5%
2025 8.5 -3.3%

Indonesia compared with similar countries

  • Indonesia's 8.5 is below the median for upper middle income countries, which is 8.99, 95% of the median. (46 countries reporting)
  • Indonesia's 8.5 is above the median for East Asia & Pacific, which is 5.48, 1.6× the median. (20 countries reporting)

Biggest year-on-year movements

Years where Lending Rate, Percent per annum in Indonesia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
1998 +47.4% 21.82 32.15

Averages by decade

DecadeAverage LowestHighest Years
1980s 21.74 21.5 22.1 4
1990s 22.84 17.76 32.15 10
2000s 15.9 13.6 18.95 10
2010s 11.82 10.37 13.25 10
2020s 8.87 8.5 9.54 6

Countries ranked near Indonesia

  1. 74 Bangladesh 8.62 compare
  2. 75 Croatia 8.58 compare
  3. 76 Romania 8.52 compare
  4. 78 Belize 8.48 compare
  5. 79 Vanuatu 8.45 compare
  6. 80 Samoa 8.39 compare

See the full ranking of 146 places →

More financial sector data for Indonesia

All data for Indonesia →

Frequently asked questions

What is lending rate, percent per annum in Indonesia?
Lending rate, percent per annum in Indonesia was 8.5 in 2025, according to International Monetary Fund.
What is the highest lending rate, percent per annum recorded in Indonesia?
The highest recorded value was 32.15 in 1998.
What is the lowest lending rate, percent per annum recorded in Indonesia?
The lowest recorded value was 8.5 in 2025.
How does Indonesia rank for lending rate, percent per annum?
Indonesia ranks 77th out of 144 countries with data for 2025.
Is lending rate, percent per annum rising or falling in Indonesia?
Over the last ten years it is down 32.9%. The long-run trend across the full record is falling.
Where does this Indonesia data come from?
The figures come from International Monetary Fund, published as part of Lending Rate, Percent per annum. Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 40 observations, free to reuse under IMF Terms and Conditions (attribution required).

Share, cite or embed this page

Cite this page

Lending Rate, Percent per annum in Indonesia. Statizoid, drawing on International Monetary Fund. Retrieved 03 October 2026, from https://financial-sector.statizoid.com/stat/lending-rate-percent-per-annum/indonesia/

Embed or link this data

Paste this into a page to link back to these figures. The data itself is free to reuse under IMF Terms and Conditions (attribution required); please keep the attribution.

<a href="https://financial-sector.statizoid.com/stat/lending-rate-percent-per-annum/indonesia/">Lending Rate, Percent per annum in Indonesia</a> — Statizoid

About this data

Indicator
Lending Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
146 places, 4,725 data points, 1950–2025
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.