Lending Rate, Percent per annum in Macao
Macao: Lending Rate, Percent per annum was 5.45 in 2025. ▼ Falling
Lending Rate, Percent per annum in Macao, 1986–2025
Source: International Monetary Fund.
Analysis
Macao recorded 5.45 for lending rate, percent per annum in 2025.
That represents a change of down 9.4% on the previous year and up 3.8% over ten years.
Over the whole period, lending rate, percent per annum in Macao peaked at 10.97 in 1998 and was at its lowest, 5.25, in 2009.
That places Macao 112th out of 144 countries with data for 2025, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 40 years of available data.
Lending Rate, Percent per annum in Macao, year by year
| Year | Value | Change |
|---|---|---|
| 1986 | 6.5 | — |
| 1987 | 6.62 | +1.9% |
| 1988 | 8.06 | +21.7% |
| 1989 | 10.54 | +30.7% |
| 1990 | 10.42 | -1.2% |
| 1991 | 9.42 | -9.6% |
| 1992 | 7.25 | -23.0% |
| 1993 | 6.5 | -10.3% |
| 1994 | 7.95 | +22.4% |
| 1995 | 9.9 | +24.5% |
| 1996 | 9.56 | -3.5% |
| 1997 | 9.73 | +1.8% |
| 1998 | 10.97 | +12.8% |
| 1999 | 9.46 | -13.8% |
| 2000 | 9.89 | +4.6% |
| 2001 | 7.99 | -19.2% |
| 2002 | 6.11 | -23.5% |
| 2003 | 6 | -1.8% |
| 2004 | 6.01 | +0.2% |
| 2005 | 7.05 | +17.2% |
| 2006 | 8.76 | +24.3% |
| 2007 | 7.81 | -10.9% |
| 2008 | 5.43 | -30.5% |
| 2009 | 5.25 | -3.3% |
| 2010 | 5.25 | +0.0% |
| 2011 | 5.25 | +0.0% |
| 2012 | 5.25 | +0.0% |
| 2013 | 5.25 | +0.0% |
| 2014 | 5.25 | +0.0% |
| 2015 | 5.25 | +0.0% |
| 2016 | 5.25 | +0.0% |
| 2017 | 5.25 | +0.0% |
| 2018 | 5.29 | +0.8% |
| 2019 | 5.36 | +1.2% |
| 2020 | 5.26 | -1.8% |
| 2021 | 5.26 | -0.0% |
| 2022 | 5.34 | +1.6% |
| 2023 | 6.01 | +12.5% |
| 2024 | 6.02 | +0.1% |
| 2025 | 5.45 | -9.4% |
Macao compared with similar countries
- Macao's 5.45 is above the median for high income countries, which is 5.18, 1.1× the median. (37 countries reporting)
- Macao's 5.45 is below the median for East Asia & Pacific, which is 5.48, 100% of the median. (20 countries reporting)
Biggest year-on-year movements
Years where Lending Rate, Percent per annum in Macao changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1989 | +30.7% | 8.06 | 10.54 |
| 2008 | -30.5% | 7.81 | 5.43 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 7.93 | 6.5 | 10.54 | 4 |
| 1990s | 9.12 | 6.5 | 10.97 | 10 |
| 2000s | 7.03 | 5.25 | 9.89 | 10 |
| 2010s | 5.26 | 5.25 | 5.36 | 10 |
| 2020s | 5.56 | 5.26 | 6.02 | 6 |
Countries ranked near Macao
- 109 West Bank and Gaza 5.56 compare
- 110 Brunei 5.5 compare
- 111 Oman 5.5 compare
- 113 North Macedonia 5.42 compare
- 114 Cote d'Ivoire 5.29 compare
- 114 Guinea-Bissau 5.29 compare
- 114 Mali 5.29 compare
- 114 Niger 5.29 compare
- 114 Senegal 5.29 compare
- 114 Togo 5.29 compare
More financial sector data for Macao
- Reserves excluding gold, foreign exchange (SDR), annual growth rate -0.7352 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.4297 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 32,616 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate -0.7352 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 32,616 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate -0.7352 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 32,616 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate -0.7352 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 32,616 SDR per person (2025)
- Total reserves in months of imports, annual growth rate 5.92 % change on previous year (2024)
Frequently asked questions
- What is lending rate, percent per annum in Macao?
- Lending rate, percent per annum in Macao was 5.45 in 2025, according to International Monetary Fund.
- What is the highest lending rate, percent per annum recorded in Macao?
- The highest recorded value was 10.97 in 1998.
- What is the lowest lending rate, percent per annum recorded in Macao?
- The lowest recorded value was 5.25 in 2009.
- How does Macao rank for lending rate, percent per annum?
- Macao ranks 112th out of 144 countries with data for 2025.
- Is lending rate, percent per annum rising or falling in Macao?
- Over the last ten years it is up 3.8%. The long-run trend across the full record is falling.
- Where does this Macao data come from?
- The figures come from International Monetary Fund, published as part of Lending Rate, Percent per annum. Statizoid updates them automatically from the source API.
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About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.