Lending Rate, Percent per annum in Montenegro
Montenegro: Lending Rate, Percent per annum was 6.32 in 2025. ▼ Falling
Lending Rate, Percent per annum in Montenegro, 2005–2025
Source: International Monetary Fund.
Analysis
In 2025, lending rate, percent per annum in Montenegro stood at 6.32.
Compared with earlier readings it is down 4.2% on the previous year and down 29.3% over ten years.
Over the whole period, lending rate, percent per annum in Montenegro peaked at 12.41 in 2005 and was at its lowest, 5.64, in 2022.
Montenegro ranks 101st of 144 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 21 years of available data.
Lending Rate, Percent per annum in Montenegro, year by year
| Year | Value | Change |
|---|---|---|
| 2005 | 12.41 | — |
| 2006 | 11.15 | -10.1% |
| 2007 | 9.2 | -17.5% |
| 2008 | 9.24 | +0.4% |
| 2009 | 9.36 | +1.3% |
| 2010 | 9.53 | +1.8% |
| 2011 | 9.69 | +1.6% |
| 2012 | 9.56 | -1.3% |
| 2013 | 9.39 | -1.8% |
| 2014 | 9.41 | +0.2% |
| 2015 | 8.93 | -5.1% |
| 2016 | 7.97 | -10.8% |
| 2017 | 7.2 | -9.7% |
| 2018 | 6.53 | -9.3% |
| 2019 | 6.17 | -5.4% |
| 2020 | 5.91 | -4.3% |
| 2021 | 5.76 | -2.5% |
| 2022 | 5.64 | -2.1% |
| 2023 | 6.34 | +12.5% |
| 2024 | 6.6 | +4.0% |
| 2025 | 6.32 | -4.2% |
Montenegro compared with similar countries
- Montenegro's 6.32 is below the median for upper middle income countries, which is 8.99, 70% of the median. (46 countries reporting)
- Montenegro's 6.32 is below the median for Europe & Central Asia, which is 8.27, 76% of the median. (26 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 10.27 | 9.2 | 12.41 | 5 |
| 2010s | 8.44 | 6.17 | 9.69 | 10 |
| 2020s | 6.09 | 5.64 | 6.6 | 6 |
Countries ranked near Montenegro
- 98 Saint Kitts and Nevis 6.52 compare
- 99 Albania 6.44 compare
- 100 Antigua and Barbuda 6.39 compare
- 102 Botswana 6.26 compare
- 103 Saint Lucia 6.25 compare
- 104 Benin 6.25 compare
- 104 Burkina Faso 6.25 compare
More financial sector data for Montenegro
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0022 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 32.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 23.83 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0022 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 32.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is lending rate, percent per annum in Montenegro?
- Lending rate, percent per annum in Montenegro was 6.32 in 2025, according to International Monetary Fund.
- What is the highest lending rate, percent per annum recorded in Montenegro?
- The highest recorded value was 12.41 in 2005.
- What is the lowest lending rate, percent per annum recorded in Montenegro?
- The lowest recorded value was 5.64 in 2022.
- How does Montenegro rank for lending rate, percent per annum?
- Montenegro ranks 101st out of 144 countries with data for 2025.
- Is lending rate, percent per annum rising or falling in Montenegro?
- Over the last ten years it is down 29.3%. The long-run trend across the full record is falling.
- Where does this Montenegro data come from?
- The figures come from International Monetary Fund, published as part of Lending Rate, Percent per annum. Statizoid updates them automatically from the source API.
Download this data
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About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.