Lending Rate, Percent per annum in New Zealand
New Zealand: Lending Rate, Percent per annum was 0 in 2025. ▼ Falling
Lending Rate, Percent per annum in New Zealand, 1998–2025
Source: International Monetary Fund.
Analysis
New Zealand recorded 0 for lending rate, percent per annum in 2025. That is the lowest value across all 23 years on record.
That represents a change of down 100.0% over ten years.
Over the whole period, lending rate, percent per annum in New Zealand peaked at 8.99 in 1998 and was at its lowest, 0, in 2018.
That places New Zealand 144th out of 144 countries with data for 2025, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 23 years of available data.
Lending Rate, Percent per annum in New Zealand, year by year
| Year | Value | Change |
|---|---|---|
| 1998 | 8.99 | — |
| 1999 | 7.05 | -21.6% |
| 2000 | 7.81 | +10.8% |
| 2001 | 7.6 | -2.8% |
| 2002 | 7.18 | -5.5% |
| 2003 | 7 | -2.5% |
| 2004 | 7.1 | +1.5% |
| 2005 | 7.76 | +9.3% |
| 2006 | 8.19 | +5.5% |
| 2007 | 8.61 | +5.1% |
| 2008 | 8.94 | +3.8% |
| 2009 | 6.66 | -25.5% |
| 2010 | 6.26 | -6.0% |
| 2011 | 6.11 | -2.3% |
| 2012 | 5.82 | -4.7% |
| 2013 | 5.53 | -5.0% |
| 2014 | 5.8 | +4.9% |
| 2015 | 5.76 | -0.7% |
| 2016 | 5.02 | -12.9% |
| 2017 | 4.76 | -5.2% |
| 2018 | 0 | -100.0% |
| 2024 | 0 | — |
| 2025 | 0 | — |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 8.02 | 7.05 | 8.99 | 2 |
| 2000s | 7.68 | 6.66 | 8.94 | 10 |
| 2010s | 5.01 | 0 | 6.26 | 9 |
| 2020s | 0 | 0 | 0 | 2 |
Countries ranked near New Zealand
More financial sector data for New Zealand
- Net domestic credit (current LCU), per capita 120,241 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 2.42 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 4.19 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 0 SDR (2025)
- Gold reserves at market value 0 SDR (2025)
- Reserves excluding gold, foreign exchange 18.09 billion SDR (2025)
- Reserves excluding gold 20.56 billion SDR (2025)
- Total reserves (gold at market value) 20.56 billion SDR (2025)
- Total reserves (gold at national valuation) 20.56 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 3,861 SDR per person (2025)
Frequently asked questions
- What is lending rate, percent per annum in New Zealand?
- Lending rate, percent per annum in New Zealand was 0 in 2025, according to International Monetary Fund.
- What is the highest lending rate, percent per annum recorded in New Zealand?
- The highest recorded value was 8.99 in 1998.
- What is the lowest lending rate, percent per annum recorded in New Zealand?
- The lowest recorded value was 0 in 2018.
- How does New Zealand rank for lending rate, percent per annum?
- New Zealand ranks 144th out of 144 countries with data for 2025.
- Is lending rate, percent per annum rising or falling in New Zealand?
- Over the last ten years it is down 100.0%. The long-run trend across the full record is falling.
- Where does this New Zealand data come from?
- The figures come from International Monetary Fund, published as part of Lending Rate, Percent per annum. Statizoid updates them automatically from the source API.
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About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.