Monetary Sector credit to private sector in South Africa
South Africa: Monetary Sector credit to private sector was 59.2% in 2025. ▲ Rising
Monetary Sector credit to private sector in South Africa, 1965–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % GDP.
Analysis
The most recent figure for monetary sector credit to private sector in South Africa is 59.2%, measured in 2025.
Compared with earlier readings it is up 3.0% on the previous year and down 5.3% over ten years.
Over the whole period, monetary sector credit to private sector in South Africa peaked at 70.4% in 2007 and was at its lowest, 39.1%, in 1980.
South Africa ranks 52nd of 187 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 60 years of available data.
Monetary Sector credit to private sector in South Africa, year by year
| Year | % GDP | Change |
|---|---|---|
| 1965 | 41.6% | — |
| 1966 | 40.1% | -3.7% |
| 1967 | 39.6% | -1.3% |
| 1968 | 40.2% | +1.7% |
| 1969 | 41.2% | +2.5% |
| 1970 | 42.5% | +3.0% |
| 1971 | 42.5% | +0.1% |
| 1972 | 42.3% | -0.5% |
| 1973 | 44.1% | +4.3% |
| 1974 | 42.4% | -4.0% |
| 1975 | 44.2% | +4.5% |
| 1976 | 42.7% | -3.4% |
| 1977 | 41.8% | -2.2% |
| 1978 | 41.4% | -0.8% |
| 1979 | 40.6% | -2.1% |
| 1980 | 39.1% | -3.6% |
| 1981 | 42.5% | +8.7% |
| 1982 | 43.6% | +2.7% |
| 1983 | 45.7% | +4.7% |
| 1984 | 48.4% | +6.1% |
| 1985 | 48.8% | +0.7% |
| 1986 | 45.3% | -7.1% |
| 1987 | 44.7% | -1.3% |
| 1988 | 47.5% | +6.3% |
| 1989 | 47.5% | -0.1% |
| 1990 | 47.1% | -0.7% |
| 1992 | 51.1% | +8.5% |
| 1993 | 49.6% | -3.0% |
| 1994 | 51.8% | +4.5% |
| 1995 | 52.5% | +1.4% |
| 1996 | 54.5% | +3.8% |
| 1997 | 56.2% | +3.1% |
| 1998 | 59.9% | +6.7% |
| 1999 | 59.8% | -0.2% |
| 2000 | 60.6% | +1.2% |
| 2001 | 66.8% | +10.3% |
| 2002 | 50.1% | -24.9% |
| 2003 | 54.1% | +7.8% |
| 2004 | 55.9% | +3.3% |
| 2005 | 58.8% | +5.3% |
| 2006 | 65.8% | +11.9% |
| 2007 | 70.4% | +6.9% |
| 2008 | 69.6% | -1.2% |
| 2009 | 66.9% | -3.8% |
| 2010 | 63.3% | -5.5% |
| 2011 | 61.4% | -2.9% |
| 2012 | 62.6% | +1.9% |
| 2013 | 61.6% | -1.7% |
| 2014 | 61.7% | +0.3% |
| 2015 | 62.5% | +1.3% |
| 2016 | 61.0% | -2.4% |
| 2017 | 60.1% | -1.5% |
| 2018 | 59.7% | -0.6% |
| 2019 | 60.2% | +0.8% |
| 2020 | 61.9% | +2.8% |
| 2021 | 57.9% | -6.5% |
| 2022 | 58.3% | +0.7% |
| 2023 | 57.5% | -1.4% |
| 2024 | 57.5% | -0.1% |
| 2025 | 59.2% | +3.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 40.5% | 39.6% | 41.6% | 5 |
| 1970s | 42.5% | 40.6% | 44.2% | 10 |
| 1980s | 45.3% | 39.1% | 48.8% | 10 |
| 1990s | 53.6% | 47.1% | 59.9% | 9 |
| 2000s | 61.9% | 50.1% | 70.4% | 10 |
| 2010s | 61.4% | 59.7% | 63.3% | 10 |
| 2020s | 58.7% | 57.5% | 61.9% | 6 |
Countries ranked near South Africa
More financial sector data for South Africa
- Reserve position in the IMF, US dollar, annual growth rate 5.08 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 13.81 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0.0607 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0015 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 10.08 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.08 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 13.81 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0.0607 % change on previous year (2025)
Frequently asked questions
- What is monetary sector credit to private sector in South Africa?
- Monetary sector credit to private sector in South Africa was 59.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest monetary sector credit to private sector recorded in South Africa?
- The highest recorded value was 70.4% in 2007.
- What is the lowest monetary sector credit to private sector recorded in South Africa?
- The lowest recorded value was 39.1% in 1980.
- How does South Africa rank for monetary sector credit to private sector?
- South Africa ranks 52nd out of 187 countries with data for 2025.
- Is monetary sector credit to private sector rising or falling in South Africa?
- Over the last ten years it is down 5.3%. The long-run trend across the full record is rising.
- Where does this South Africa data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Monetary Sector credit to private sector (% GDP). Statizoid updates them automatically from the source API.
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About this data
Domestic credit to private sector refers to financial resources provided to the private sector, such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.