Monetary Sector credit to private sector in Zambia
Zambia: Monetary Sector credit to private sector was 13.7% in 2025. ▼ Falling
Monetary Sector credit to private sector in Zambia, 1965–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % GDP.
Analysis
In 2025, monetary sector credit to private sector in Zambia stood at 13.7%.
That represents a change of up 5.6% on the previous year and down 12.9% over ten years.
Over the whole period, monetary sector credit to private sector in Zambia peaked at 24.2% in 1975 and was at its lowest, 4.8%, in 1993.
Zambia ranks 157th of 186 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 60 years of available data.
Monetary Sector credit to private sector in Zambia, year by year
| Year | % GDP | Change |
|---|---|---|
| 1965 | 5.6% | — |
| 1966 | 7.7% | +36.0% |
| 1967 | 10.1% | +32.1% |
| 1968 | 8.2% | -18.6% |
| 1969 | 8.3% | +0.8% |
| 1970 | 11.2% | +34.7% |
| 1971 | 12.9% | +15.3% |
| 1972 | 11.7% | -8.9% |
| 1973 | 10.6% | -10.1% |
| 1974 | 17.4% | +64.9% |
| 1975 | 24.2% | +39.2% |
| 1976 | 19.7% | -18.7% |
| 1977 | 23.2% | +17.9% |
| 1978 | 18.2% | -21.6% |
| 1979 | 17.0% | -6.8% |
| 1980 | 16.2% | -4.7% |
| 1981 | 19.7% | +21.6% |
| 1982 | 24.2% | +23.0% |
| 1983 | 23.1% | -4.3% |
| 1984 | 14.6% | -36.8% |
| 1985 | 10.9% | -25.3% |
| 1986 | 9.7% | -11.3% |
| 1987 | 8.4% | -13.5% |
| 1988 | 9.5% | +12.7% |
| 1989 | 11.3% | +19.8% |
| 1990 | 8.9% | -21.7% |
| 1991 | 7.3% | -18.2% |
| 1993 | 4.8% | -34.0% |
| 1994 | 5.7% | +19.8% |
| 1995 | 7.7% | +34.6% |
| 1996 | 8.6% | +11.4% |
| 1997 | 7.3% | -15.5% |
| 1998 | 6.4% | -11.6% |
| 1999 | 6.8% | +5.9% |
| 2000 | 7.7% | +12.9% |
| 2001 | 6.6% | -13.5% |
| 2002 | 5.6% | -16.2% |
| 2003 | 6.0% | +7.7% |
| 2004 | 7.0% | +17.4% |
| 2005 | 6.6% | -5.9% |
| 2006 | 8.2% | +23.2% |
| 2007 | 9.7% | +18.8% |
| 2008 | 12.2% | +26.1% |
| 2009 | 10.0% | -18.2% |
| 2010 | 9.2% | -8.1% |
| 2011 | 10.0% | +9.2% |
| 2012 | 12.0% | +19.1% |
| 2013 | 11.7% | -2.4% |
| 2014 | 13.4% | +14.5% |
| 2015 | 15.8% | +17.8% |
| 2016 | 12.1% | -23.2% |
| 2017 | 11.2% | -7.6% |
| 2018 | 11.7% | +4.4% |
| 2019 | 12.5% | +7.4% |
| 2020 | 12.3% | -2.0% |
| 2021 | 8.5% | -30.6% |
| 2022 | 10.2% | +20.2% |
| 2023 | 12.8% | +25.2% |
| 2024 | 13.0% | +1.4% |
| 2025 | 13.7% | +5.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 8.0% | 5.6% | 10.1% | 5 |
| 1970s | 16.6% | 10.6% | 24.2% | 10 |
| 1980s | 14.8% | 8.4% | 24.2% | 10 |
| 1990s | 7.1% | 4.8% | 8.9% | 9 |
| 2000s | 8.0% | 5.6% | 12.2% | 10 |
| 2010s | 11.9% | 9.2% | 15.8% | 10 |
| 2020s | 11.8% | 8.5% | 13.7% | 6 |
Countries ranked near Zambia
More financial sector data for Zambia
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 21.44 % change on previous year (2024)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0425 SDR per US$ of GDP (2024)
- Reserves excluding gold, foreign exchange (SDR), per capita 50.49 SDR per person (2024)
- Reserves excluding gold (SDR), annual growth rate 32.6 % change on previous year (2024)
- Reserves excluding gold (SDR), per capita 147.13 SDR per person (2024)
- Total reserves (gold at market value) (SDR), annual growth rate 32.6 % change on previous year (2024)
- Total reserves (gold at market value) (SDR), per capita 147.13 SDR per person (2024)
- Total reserves (gold at national valuation) (SDR), annual growth rate 32.6 % change on previous year (2024)
- Total reserves (gold at national valuation) (SDR), per capita 147.13 SDR per person (2024)
- Total reserves in months of imports, annual growth rate 9.04 % change on previous year (2024)
Frequently asked questions
- What is monetary sector credit to private sector in Zambia?
- Monetary sector credit to private sector in Zambia was 13.7% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest monetary sector credit to private sector recorded in Zambia?
- The highest recorded value was 24.2% in 1975.
- What is the lowest monetary sector credit to private sector recorded in Zambia?
- The lowest recorded value was 4.8% in 1993.
- How does Zambia rank for monetary sector credit to private sector?
- Zambia ranks 157th out of 186 countries with data for 2025.
- Is monetary sector credit to private sector rising or falling in Zambia?
- Over the last ten years it is down 12.9%. The long-run trend across the full record is falling.
- Where does this Zambia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Monetary Sector credit to private sector (% GDP). Statizoid updates them automatically from the source API.
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About this data
Domestic credit to private sector refers to financial resources provided to the private sector, such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.