Number of Borrowers, Commercial Banks, of Which: Household Sector in Bulgaria

Bulgaria: Number of Borrowers, Commercial Banks, of Which: Household Sector was 2.09 million in 2024. ▲ Rising

Latest (2024)
2.09 million
Change on year
up 2.6%
World rank
34th
of 89 countries
All-time high
2.52 million
in 2019
All-time low
875,938
in 2004
Years of data
21
2004–2024

Number of Borrowers, Commercial Banks, of Which: Household Sector in Bulgaria, 2004–2024

1.0M1.5M2.0M2.5M2004201420242004: 875.9k2005: 1.1M2006: 1.3M2007: 1.5M2008: 1.7M2009: 1.7M2010: 1.6M2011: 1.6M2012: 1.6M2013: 1.6M2014: 1.6M2015: 1.6M2016: 1.6M2017: 1.6M2018: 1.7M2019: 2.5M2020: 2.4M2021: 2.3M2022: 2.1M2023: 2.0M2024: 2.1M

Source: International Monetary Fund.

Analysis

The most recent figure for number of borrowers, commercial banks, of which: household sector in Bulgaria is 2.09 million, measured in 2024.

Compared with earlier readings it is up 2.6% on the previous year and up 30.1% over ten years.

Over the whole period, number of borrowers, commercial banks, of which: household sector in Bulgaria peaked at 2.52 million in 2019 and was at its lowest, 875,938, in 2004.

Bulgaria ranks 34th of 89 countries on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 21 years of available data.

Number of Borrowers, Commercial Banks, of Which: Household Sector in Bulgaria, year by year

Annual values for Number of Borrowers, Commercial Banks, of Which: Household Sector Borrowers in Bulgaria, 2004 to 2024.
Year Value Change
2004 875,938
2005 1.10 million +25.6%
2006 1.29 million +17.5%
2007 1.52 million +17.9%
2008 1.68 million +10.2%
2009 1.66 million -1.2%
2010 1.61 million -2.9%
2011 1.61 million -0.4%
2012 1.63 million +1.8%
2013 1.62 million -0.9%
2014 1.61 million -0.9%
2015 1.60 million -0.5%
2016 1.56 million -2.4%
2017 1.56 million +0.1%
2018 1.66 million +6.1%
2019 2.52 million +52.1%
2020 2.38 million -5.4%
2021 2.35 million -1.6%
2022 2.05 million -12.4%
2023 2.04 million -0.9%
2024 2.09 million +2.6%

Bulgaria compared with similar countries

  • Bulgaria's 2.09 million is above the median for high income countries, which is 2.09 million, 1.0× the median. (27 countries reporting)
  • Bulgaria's 2.09 million is below the median for Europe & Central Asia, which is 2.53 million, 83% of the median. (27 countries reporting)

Biggest year-on-year movements

Years where Number of Borrowers, Commercial Banks, of Which: Household Sector in Bulgaria changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2019 +52.1% 1.66 million 2.52 million
2005 +25.6% 875,938 1.10 million

Averages by decade

DecadeAverage LowestHighest Years
2000s 1.36 million 875,938 1.68 million 6
2010s 1.70 million 1.56 million 2.52 million 10
2020s 2.18 million 2.04 million 2.38 million 5

Countries ranked near Bulgaria

  1. 31 Madagascar 2.29 million compare
  2. 32 Paraguay 2.28 million compare
  3. 33 Guatemala 2.09 million compare
  4. 35 Ecuador 2.02 million compare
  5. 36 Tunisia 2.02 million compare
  6. 37 Slovakia 1.86 million compare

See the full ranking of 89 places →

More financial sector data for Bulgaria

All data for Bulgaria →

Frequently asked questions

What is number of borrowers, commercial banks, of which: household sector in Bulgaria?
Number of borrowers, commercial banks, of which: household sector in Bulgaria was 2.09 million in 2024, according to International Monetary Fund.
What is the highest number of borrowers, commercial banks, of which: household sector recorded in Bulgaria?
The highest recorded value was 2.52 million in 2019.
What is the lowest number of borrowers, commercial banks, of which: household sector recorded in Bulgaria?
The lowest recorded value was 875,938 in 2004.
How does Bulgaria rank for number of borrowers, commercial banks, of which: household sector?
Bulgaria ranks 34th out of 89 countries with data for 2024.
Is number of borrowers, commercial banks, of which: household sector rising or falling in Bulgaria?
Over the last ten years it is up 30.1%. The long-run trend across the full record is rising.
Where does this Bulgaria data come from?
The figures come from International Monetary Fund, published as part of Number of Borrowers, Commercial Banks, of Which: Household Sector Borrowers. Statizoid updates them automatically from the source API.

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Number of Borrowers, Commercial Banks, of Which: Household Sector in Bulgaria. Statizoid, drawing on International Monetary Fund. Retrieved 18 September 2026, from https://financial-sector.statizoid.com/stat/number-of-borrowers-commercial-banks-of-which-household-sector-borrowers/bulgaria/

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About this data

Indicator
Number of Borrowers, Commercial Banks, of Which: Household Sector Borrowers
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
89 places, 1,272 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.