Number of Borrowers, Commercial Banks, of Which: Household Sector in United States
United States: Number of Borrowers, Commercial Banks, of Which: Household Sector was 95.13 million in 2022. ▲ Rising
Number of Borrowers, Commercial Banks, of Which: Household Sector in United States, 2004–2022
Source: International Monetary Fund.
Analysis
In 2022, number of borrowers, commercial banks, of which: household sector in United States stood at 95.13 million. That is the highest value across all 7 years on record.
That represents a change of up 6.7% on the previous year and up 21.8% over ten years.
Over the whole period, number of borrowers, commercial banks, of which: household sector in United States peaked at 95.13 million in 2022 and was at its lowest, 75.42 million, in 2004.
United States ranks 3rd of 89 countries on this measure, in the top 10%.
Number of Borrowers, Commercial Banks, of Which: Household Sector in United States, year by year
| Year | Value | Change |
|---|---|---|
| 2004 | 75.42 million | — |
| 2007 | 79.41 million | +5.3% |
| 2010 | 77.96 million | -1.8% |
| 2013 | 78.11 million | +0.2% |
| 2016 | 85.61 million | +9.6% |
| 2019 | 89.18 million | +4.2% |
| 2022 | 95.13 million | +6.7% |
United States compared with similar countries
- United States's 95.13 million is above the median for high income countries, which is 2.09 million, 45.5× the median. (27 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 77.42 million | 75.42 million | 79.41 million | 2 |
| 2010s | 82.71 million | 77.96 million | 89.18 million | 4 |
| 2020s | 95.13 million | 95.13 million | 95.13 million | 1 |
Countries ranked near United States
More financial sector data for United States
- Reserve position in the IMF, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 89.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 12.2 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 65.46 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 89.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 12.2 % change on previous year (2025)
Frequently asked questions
- What is number of borrowers, commercial banks, of which: household sector in United States?
- Number of borrowers, commercial banks, of which: household sector in United States was 95.13 million in 2022, according to International Monetary Fund.
- What is the highest number of borrowers, commercial banks, of which: household sector recorded in United States?
- The highest recorded value was 95.13 million in 2022.
- What is the lowest number of borrowers, commercial banks, of which: household sector recorded in United States?
- The lowest recorded value was 75.42 million in 2004.
- How does United States rank for number of borrowers, commercial banks, of which: household sector?
- United States ranks 3rd out of 89 countries with data for 2022.
- Is number of borrowers, commercial banks, of which: household sector rising or falling in United States?
- Over the last ten years it is up 21.8%. The long-run trend across the full record is rising.
- Where does this United States data come from?
- The figures come from International Monetary Fund, published as part of Number of Borrowers, Commercial Banks, of Which: Household Sector Borrowers. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.