Number of Borrowers, Commercial Banks, of Which: Household Sector in Zambia
Zambia: Number of Borrowers, Commercial Banks, of Which: Household Sector was 406,410 in 2025. ◆ Volatile
Number of Borrowers, Commercial Banks, of Which: Household Sector in Zambia, 2012–2025
Source: International Monetary Fund.
Analysis
The most recent figure for number of borrowers, commercial banks, of which: household sector in Zambia is 406,410, measured in 2025.
The figure is down 23.3% on the previous year and up 67.8% over ten years.
Over the whole period, number of borrowers, commercial banks, of which: household sector in Zambia peaked at 698,116 in 2023 and was at its lowest, 90,469, in 2012.
That places Zambia 59th out of 89 countries with data for 2025, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Number of Borrowers, Commercial Banks, of Which: Household Sector in Zambia, year by year
| Year | Value | Change |
|---|---|---|
| 2012 | 90,469 | — |
| 2013 | 261,889 | +189.5% |
| 2014 | 269,243 | +2.8% |
| 2015 | 242,214 | -10.0% |
| 2016 | 188,149 | -22.3% |
| 2017 | 179,954 | -4.4% |
| 2018 | 161,053 | -10.5% |
| 2019 | 189,267 | +17.5% |
| 2020 | 189,918 | +0.3% |
| 2021 | 291,952 | +53.7% |
| 2022 | 510,133 | +74.7% |
| 2023 | 698,116 | +36.8% |
| 2024 | 530,037 | -24.1% |
| 2025 | 406,410 | -23.3% |
Zambia compared with similar countries
- Zambia's 406,410 is below the median for lower middle income countries, which is 512,447, 79% of the median. (21 countries reporting)
- Zambia's 406,410 is above the median for Sub-Saharan Africa, which is 198,132, 2.1× the median. (23 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 197,780 | 90,469 | 269,243 | 8 |
| 2020s | 437,761 | 189,918 | 698,116 | 6 |
Countries ranked near Zambia
More financial sector data for Zambia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0011 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0008 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0011 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is number of borrowers, commercial banks, of which: household sector in Zambia?
- Number of borrowers, commercial banks, of which: household sector in Zambia was 406,410 in 2025, according to International Monetary Fund.
- What is the highest number of borrowers, commercial banks, of which: household sector recorded in Zambia?
- The highest recorded value was 698,116 in 2023.
- What is the lowest number of borrowers, commercial banks, of which: household sector recorded in Zambia?
- The lowest recorded value was 90,469 in 2012.
- How does Zambia rank for number of borrowers, commercial banks, of which: household sector?
- Zambia ranks 59th out of 89 countries with data for 2025.
- Is number of borrowers, commercial banks, of which: household sector rising or falling in Zambia?
- Over the last ten years it is up 67.8%. The long-run trend across the full record is volatile.
- Where does this Zambia data come from?
- The figures come from International Monetary Fund, published as part of Number of Borrowers, Commercial Banks, of Which: Household Sector Borrowers. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.