Number of Loan Accounts, Commercial Banks, of Which: Household Sector in Japan
Japan: Number of Loan Accounts, Commercial Banks, of Which: Household Sector was 19.44 million in 2025. ▲ Rising
Number of Loan Accounts, Commercial Banks, of Which: Household Sector in Japan, 2004–2025
Source: International Monetary Fund.
Analysis
The most recent figure for number of loan accounts, commercial banks, of which: household sector in Japan is 19.44 million, measured in 2025.
That represents a change of up 1.4% on the previous year and down 0.5% over ten years.
Over the whole period, number of loan accounts, commercial banks, of which: household sector in Japan peaked at 20.93 million in 2018 and was at its lowest, 16.72 million, in 2012.
Japan ranks 12th of 100 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 22 years of available data.
Number of Loan Accounts, Commercial Banks, of Which: Household Sector in Japan, year by year
| Year | Value | Change |
|---|---|---|
| 2004 | 18.48 million | — |
| 2005 | 18.28 million | -1.1% |
| 2006 | 18.07 million | -1.1% |
| 2007 | 17.66 million | -2.2% |
| 2008 | 17.55 million | -0.6% |
| 2009 | 17.32 million | -1.3% |
| 2010 | 16.75 million | -3.3% |
| 2011 | 16.75 million | -0.0% |
| 2012 | 16.72 million | -0.2% |
| 2013 | 17.23 million | +3.1% |
| 2014 | 18.81 million | +9.1% |
| 2015 | 19.53 million | +3.9% |
| 2016 | 20.10 million | +2.9% |
| 2017 | 20.75 million | +3.2% |
| 2018 | 20.93 million | +0.8% |
| 2019 | 20.61 million | -1.5% |
| 2020 | 20.28 million | -1.6% |
| 2021 | 19.14 million | -5.6% |
| 2022 | 18.94 million | -1.0% |
| 2023 | 18.94 million | +0.0% |
| 2024 | 19.17 million | +1.2% |
| 2025 | 19.44 million | +1.4% |
Japan compared with similar countries
- Japan's 19.44 million is above the median for high income countries, which is 2.93 million, 6.6× the median. (29 countries reporting)
- Japan's 19.44 million is above the median for East Asia & Pacific, which is 1.35 million, 14.4× the median. (14 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 17.89 million | 17.32 million | 18.48 million | 6 |
| 2010s | 18.82 million | 16.72 million | 20.93 million | 10 |
| 2020s | 19.32 million | 18.94 million | 20.28 million | 6 |
Countries ranked near Japan
More financial sector data for Japan
- Reserve position in the IMF, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 91.29 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.15 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 66.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 91.29 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.15 % change on previous year (2025)
Frequently asked questions
- What is number of loan accounts, commercial banks, of which: household sector in Japan?
- Number of loan accounts, commercial banks, of which: household sector in Japan was 19.44 million in 2025, according to International Monetary Fund.
- What is the highest number of loan accounts, commercial banks, of which: household sector recorded in Japan?
- The highest recorded value was 20.93 million in 2018.
- What is the lowest number of loan accounts, commercial banks, of which: household sector recorded in Japan?
- The lowest recorded value was 16.72 million in 2012.
- How does Japan rank for number of loan accounts, commercial banks, of which: household sector?
- Japan ranks 12th out of 100 countries with data for 2025.
- Is number of loan accounts, commercial banks, of which: household sector rising or falling in Japan?
- Over the last ten years it is down 0.5%. The long-run trend across the full record is rising.
- Where does this Japan data come from?
- The figures come from International Monetary Fund, published as part of Number of Loan Accounts, Commercial Banks, of Which: Household Sector Loan Accounts. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under IMF Terms and Conditions (attribution required).
About this data
Gender-disaggregated data on access to and use of financial services.