Number of Loan Accounts, Commercial Banks, of Which: Household Sector in Zambia
Zambia: Number of Loan Accounts, Commercial Banks, of Which: Household Sector was 406,410 in 2025. ◆ Volatile
Number of Loan Accounts, Commercial Banks, of Which: Household Sector in Zambia, 2011–2025
Source: International Monetary Fund.
Analysis
In 2025, number of loan accounts, commercial banks, of which: household sector in Zambia stood at 406,410.
The figure is down 23.3% on the previous year and up 67.8% over ten years.
Over the whole period, number of loan accounts, commercial banks, of which: household sector in Zambia peaked at 698,116 in 2023 and was at its lowest, 9,397, in 2011.
That places Zambia 64th out of 100 countries with data for 2025, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Number of Loan Accounts, Commercial Banks, of Which: Household Sector in Zambia, year by year
| Year | Value | Change |
|---|---|---|
| 2011 | 9,397 | — |
| 2012 | 12,862 | +36.9% |
| 2013 | 261,889 | +1936.1% |
| 2014 | 269,243 | +2.8% |
| 2015 | 242,214 | -10.0% |
| 2016 | 188,149 | -22.3% |
| 2017 | 179,954 | -4.4% |
| 2018 | 161,053 | -10.5% |
| 2019 | 189,267 | +17.5% |
| 2020 | 189,918 | +0.3% |
| 2021 | 291,952 | +53.7% |
| 2022 | 510,133 | +74.7% |
| 2023 | 698,116 | +36.8% |
| 2024 | 530,037 | -24.1% |
| 2025 | 406,410 | -23.3% |
Zambia compared with similar countries
- Zambia's 406,410 is below the median for lower middle income countries, which is 597,220, 68% of the median. (22 countries reporting)
- Zambia's 406,410 is above the median for Sub-Saharan Africa, which is 264,238, 1.5× the median. (23 countries reporting)
Biggest year-on-year movements
Years where Number of Loan Accounts, Commercial Banks, of Which: Household Sector in Zambia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2013 | +1936.1% | 12,862 | 261,889 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 168,225 | 9,397 | 269,243 | 9 |
| 2020s | 437,761 | 189,918 | 698,116 | 6 |
Countries ranked near Zambia
More financial sector data for Zambia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0011 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0008 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0011 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is number of loan accounts, commercial banks, of which: household sector in Zambia?
- Number of loan accounts, commercial banks, of which: household sector in Zambia was 406,410 in 2025, according to International Monetary Fund.
- What is the highest number of loan accounts, commercial banks, of which: household sector recorded in Zambia?
- The highest recorded value was 698,116 in 2023.
- What is the lowest number of loan accounts, commercial banks, of which: household sector recorded in Zambia?
- The lowest recorded value was 9,397 in 2011.
- How does Zambia rank for number of loan accounts, commercial banks, of which: household sector?
- Zambia ranks 64th out of 100 countries with data for 2025.
- Is number of loan accounts, commercial banks, of which: household sector rising or falling in Zambia?
- Over the last ten years it is up 67.8%. The long-run trend across the full record is volatile.
- Where does this Zambia data come from?
- The figures come from International Monetary Fund, published as part of Number of Loan Accounts, Commercial Banks, of Which: Household Sector Loan Accounts. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.