Outstanding Deposits, Commercial Banks, of Which: Household Sector in Ghana

Ghana: Outstanding Deposits, Commercial Banks, of Which: Household Sector was 98.82 billion in 2024. ◆ Volatile

Latest (2024)
98.82 billion
Change on year
up 44.8%
World rank
76th
of 127 countries
All-time high
98.82 billion
in 2024
All-time low
1.26 billion
in 2005
Years of data
20
2005–2024

Outstanding Deposits, Commercial Banks, of Which: Household Sector in Ghana, 2005–2024

020.0B40.0B60.0B80.0B100.0B2005201420242005: 1.3B2006: 1.8B2007: 2.4B2008: 3.0B2009: 3.7B2010: 4.9B2011: 6.4B2012: 7.4B2013: 9.0B2014: 11.0B2015: 13.7B2016: 16.7B2017: 19.5B2018: 24.1B2019: 28.5B2020: 37.5B2021: 40.7B2022: 52.0B2023: 68.3B2024: 98.8B

Source: International Monetary Fund.

Analysis

The most recent figure for outstanding deposits, commercial banks, of which: household sector in Ghana is 98.82 billion, measured in 2024. That is the highest value across all 20 years on record.

That represents a change of up 44.8% on the previous year and up 800.8% over ten years.

Over the whole period, outstanding deposits, commercial banks, of which: household sector in Ghana peaked at 98.82 billion in 2024 and was at its lowest, 1.26 billion, in 2005.

Ghana ranks 76th of 127 countries on this measure, in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Outstanding Deposits, Commercial Banks, of Which: Household Sector in Ghana, year by year

Annual values for Outstanding Deposits, Commercial Banks, of Which: Household Sector Deposits in Ghana, 2005 to 2024.
Year Value Change
2005 1.26 billion
2006 1.82 billion +44.4%
2007 2.41 billion +31.9%
2008 2.99 billion +24.4%
2009 3.71 billion +24.1%
2010 4.87 billion +31.2%
2011 6.45 billion +32.4%
2012 7.43 billion +15.2%
2013 9.02 billion +21.4%
2014 10.97 billion +21.6%
2015 13.69 billion +24.8%
2016 16.71 billion +22.1%
2017 19.54 billion +17.0%
2018 24.09 billion +23.3%
2019 28.51 billion +18.4%
2020 37.53 billion +31.6%
2021 40.74 billion +8.6%
2022 52.04 billion +27.7%
2023 68.27 billion +31.2%
2024 98.82 billion +44.8%

Ghana compared with similar countries

  • Ghana's 98.82 billion is below the median for lower middle income countries, which is 743.54 billion, 13% of the median. (22 countries reporting)
  • Ghana's 98.82 billion is below the median for Sub-Saharan Africa, which is 284.32 billion, 35% of the median. (25 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 2.44 billion 1.26 billion 3.71 billion 5
2010s 14.13 billion 4.87 billion 28.51 billion 10
2020s 59.48 billion 37.53 billion 98.82 billion 5

Countries ranked near Ghana

  1. 73 Greece 148.84 billion compare
  2. 74 Burundi 147.29 billion compare
  3. 75 Ireland 141.41 billion compare
  4. 77 Bulgaria 89.47 billion compare
  5. 78 Moldova 73.98 billion compare
  6. 79 Sudan 68.53 billion compare

See the full ranking of 127 places →

More financial sector data for Ghana

All data for Ghana →

Frequently asked questions

What is outstanding deposits, commercial banks, of which: household sector in Ghana?
Outstanding deposits, commercial banks, of which: household sector in Ghana was 98.82 billion in 2024, according to International Monetary Fund.
What is the highest outstanding deposits, commercial banks, of which: household sector recorded in Ghana?
The highest recorded value was 98.82 billion in 2024.
What is the lowest outstanding deposits, commercial banks, of which: household sector recorded in Ghana?
The lowest recorded value was 1.26 billion in 2005.
How does Ghana rank for outstanding deposits, commercial banks, of which: household sector?
Ghana ranks 76th out of 127 countries with data for 2024.
Is outstanding deposits, commercial banks, of which: household sector rising or falling in Ghana?
Over the last ten years it is up 800.8%. The long-run trend across the full record is volatile.
Where does this Ghana data come from?
The figures come from International Monetary Fund, published as part of Outstanding Deposits, Commercial Banks, of Which: Household Sector Deposits. Statizoid updates them automatically from the source API.

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Outstanding Deposits, Commercial Banks, of Which: Household Sector in Ghana. Statizoid, drawing on International Monetary Fund. Retrieved 18 September 2026, from https://financial-sector.statizoid.com/stat/outstanding-deposits-commercial-banks-of-which-household-sector-deposits/ghana/

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About this data

Indicator
Outstanding Deposits, Commercial Banks, of Which: Household Sector Deposits
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
127 places, 2,428 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.