Outstanding Deposits, Commercial Banks, of Which: Household Sector in New Zealand
New Zealand: Outstanding Deposits, Commercial Banks, of Which: Household Sector was 294.80 billion in 2025. ▲ Rising
Outstanding Deposits, Commercial Banks, of Which: Household Sector in New Zealand, 2004–2025
Source: International Monetary Fund.
Analysis
The most recent figure for outstanding deposits, commercial banks, of which: household sector in New Zealand is 294.80 billion, measured in 2025. That is the highest value across all 22 years on record.
The figure is up 4.3% on the previous year and up 94.2% over ten years.
Over the whole period, outstanding deposits, commercial banks, of which: household sector in New Zealand peaked at 294.80 billion in 2025 and was at its lowest, 55.24 billion, in 2004.
That places New Zealand 65th out of 127 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Outstanding Deposits, Commercial Banks, of Which: Household Sector in New Zealand, year by year
| Year | Value | Change |
|---|---|---|
| 2004 | 55.24 billion | — |
| 2005 | 61.21 billion | +10.8% |
| 2006 | 69.80 billion | +14.0% |
| 2007 | 78.78 billion | +12.9% |
| 2008 | 89.63 billion | +13.8% |
| 2009 | 92.00 billion | +2.6% |
| 2010 | 97.26 billion | +5.7% |
| 2011 | 105.90 billion | +8.9% |
| 2012 | 115.19 billion | +8.8% |
| 2013 | 125.46 billion | +8.9% |
| 2014 | 136.60 billion | +8.9% |
| 2015 | 151.83 billion | +11.1% |
| 2016 | 176.78 billion | +16.4% |
| 2017 | 188.44 billion | +6.6% |
| 2018 | 199.31 billion | +5.8% |
| 2019 | 207.75 billion | +4.2% |
| 2020 | 224.25 billion | +7.9% |
| 2021 | 236.96 billion | +5.7% |
| 2022 | 249.01 billion | +5.1% |
| 2023 | 263.04 billion | +5.6% |
| 2024 | 282.59 billion | +7.4% |
| 2025 | 294.80 billion | +4.3% |
New Zealand compared with similar countries
- New Zealand's 294.80 billion is below the median for high income countries, which is 396.25 billion, 74% of the median. (51 countries reporting)
- New Zealand's 294.80 billion is above the median for East Asia & Pacific, which is 294.80 billion, 1.0× the median. (15 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 74.45 billion | 55.24 billion | 92.00 billion | 6 |
| 2010s | 150.45 billion | 97.26 billion | 207.75 billion | 10 |
| 2020s | 258.44 billion | 224.25 billion | 294.80 billion | 6 |
Countries ranked near New Zealand
More financial sector data for New Zealand
- Reserve position in the IMF, US dollar, annual growth rate 6.51 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 81.16 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 1.42 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 59.26 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 6.51 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 81.16 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 1.42 % change on previous year (2025)
Frequently asked questions
- What is outstanding deposits, commercial banks, of which: household sector in New Zealand?
- Outstanding deposits, commercial banks, of which: household sector in New Zealand was 294.80 billion in 2025, according to International Monetary Fund.
- What is the highest outstanding deposits, commercial banks, of which: household sector recorded in New Zealand?
- The highest recorded value was 294.80 billion in 2025.
- What is the lowest outstanding deposits, commercial banks, of which: household sector recorded in New Zealand?
- The lowest recorded value was 55.24 billion in 2004.
- How does New Zealand rank for outstanding deposits, commercial banks, of which: household sector?
- New Zealand ranks 65th out of 127 countries with data for 2025.
- Is outstanding deposits, commercial banks, of which: household sector rising or falling in New Zealand?
- Over the last ten years it is up 94.2%. The long-run trend across the full record is rising.
- Where does this New Zealand data come from?
- The figures come from International Monetary Fund, published as part of Outstanding Deposits, Commercial Banks, of Which: Household Sector Deposits. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.