Outstanding Deposits, Commercial Banks, of Which: Household Sector in South Africa

South Africa: Outstanding Deposits, Commercial Banks, of Which: Household Sector was 2.00 trillion in 2025. ◆ Volatile

Latest (2025)
2.00 trillion
Change on year
up 5.1%
World rank
32nd
of 127 countries
All-time high
2.00 trillion
in 2025
All-time low
284.24 billion
in 2004
Years of data
22
2004–2025

Outstanding Deposits, Commercial Banks, of Which: Household Sector in South Africa, 2004–2025

500.0B1.0T1.5T2.0T2004201420252004: 284.2B2005: 319.7B2006: 363.7B2007: 424.5B2008: 502.6B2009: 517.2B2010: 529.0B2011: 583.1B2012: 638.7B2013: 697.5B2014: 788.9B2015: 900.0B2016: 992.2B2017: 1.1T2018: 1.2T2019: 1.3T2020: 1.4T2021: 1.5T2022: 1.6T2023: 1.8T2024: 1.9T2025: 2.0T

Source: International Monetary Fund.

Analysis

South Africa recorded 2.00 trillion for outstanding deposits, commercial banks, of which: household sector in 2025. That is the highest value across all 22 years on record.

Compared with earlier readings it is up 5.1% on the previous year and up 122.3% over ten years.

Over the whole period, outstanding deposits, commercial banks, of which: household sector in South Africa peaked at 2.00 trillion in 2025 and was at its lowest, 284.24 billion, in 2004.

That places South Africa 32nd out of 127 countries with data for 2025, putting it in the top quarter.

The series is highly variable year to year, so single readings are best treated with caution.

Outstanding Deposits, Commercial Banks, of Which: Household Sector in South Africa, year by year

Annual values for Outstanding Deposits, Commercial Banks, of Which: Household Sector Deposits in South Africa, 2004 to 2025.
Year Value Change
2004 284.24 billion
2005 319.65 billion +12.5%
2006 363.75 billion +13.8%
2007 424.49 billion +16.7%
2008 502.64 billion +18.4%
2009 517.22 billion +2.9%
2010 528.96 billion +2.3%
2011 583.09 billion +10.2%
2012 638.70 billion +9.5%
2013 697.49 billion +9.2%
2014 788.87 billion +13.1%
2015 899.96 billion +14.1%
2016 992.22 billion +10.3%
2017 1.09 trillion +9.9%
2018 1.17 trillion +7.5%
2019 1.28 trillion +9.2%
2020 1.42 trillion +11.2%
2021 1.55 trillion +8.9%
2022 1.65 trillion +6.2%
2023 1.78 trillion +7.9%
2024 1.90 trillion +7.2%
2025 2.00 trillion +5.1%

South Africa compared with similar countries

  • South Africa's 2.00 trillion is above the median for upper middle income countries, which is 343.07 billion, 5.8× the median. (40 countries reporting)
  • South Africa's 2.00 trillion is above the median for Sub-Saharan Africa, which is 284.32 billion, 7.0× the median. (25 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 402.00 billion 284.24 billion 517.22 billion 6
2010s 867.22 billion 528.96 billion 1.28 trillion 10
2020s 1.72 trillion 1.42 trillion 2.00 trillion 6

Countries ranked near South Africa

  1. 29 Serbia 2.81 trillion compare
  2. 30 Sweden 2.63 trillion compare
  3. 31 Cameroon 2.08 trillion compare
  4. 33 United Kingdom 1.87 trillion compare
  5. 34 Iceland 1.69 trillion compare
  6. 35 Dominican Republic 1.63 trillion compare

See the full ranking of 127 places →

More financial sector data for South Africa

All data for South Africa →

Frequently asked questions

What is outstanding deposits, commercial banks, of which: household sector in South Africa?
Outstanding deposits, commercial banks, of which: household sector in South Africa was 2.00 trillion in 2025, according to International Monetary Fund.
What is the highest outstanding deposits, commercial banks, of which: household sector recorded in South Africa?
The highest recorded value was 2.00 trillion in 2025.
What is the lowest outstanding deposits, commercial banks, of which: household sector recorded in South Africa?
The lowest recorded value was 284.24 billion in 2004.
How does South Africa rank for outstanding deposits, commercial banks, of which: household sector?
South Africa ranks 32nd out of 127 countries with data for 2025.
Is outstanding deposits, commercial banks, of which: household sector rising or falling in South Africa?
Over the last ten years it is up 122.3%. The long-run trend across the full record is volatile.
Where does this South Africa data come from?
The figures come from International Monetary Fund, published as part of Outstanding Deposits, Commercial Banks, of Which: Household Sector Deposits. Statizoid updates them automatically from the source API.

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Outstanding Deposits, Commercial Banks, of Which: Household Sector in South Africa. Statizoid, drawing on International Monetary Fund. Retrieved 18 September 2026, from https://financial-sector.statizoid.com/stat/outstanding-deposits-commercial-banks-of-which-household-sector-deposits/south-africa/

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About this data

Indicator
Outstanding Deposits, Commercial Banks, of Which: Household Sector Deposits
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
127 places, 2,428 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.