Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Albania
Albania: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans was 360.76 billion in 2025. ▲ Rising
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Albania, 2004–2025
Source: International Monetary Fund.
Analysis
In 2025, outstanding loans, commercial banks, of which: household sector loans in Albania stood at 360.76 billion. That is the highest value across all 22 years on record.
The figure is up 17.1% on the previous year and up 131.8% over ten years.
Over the whole period, outstanding loans, commercial banks, of which: household sector loans in Albania peaked at 360.76 billion in 2025 and was at its lowest, 21.60 billion, in 2004.
That places Albania 57th out of 134 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Albania, year by year
| Year | Value | Change |
|---|---|---|
| 2004 | 21.60 billion | — |
| 2005 | 38.78 billion | +79.5% |
| 2006 | 64.97 billion | +67.5% |
| 2007 | 103.38 billion | +59.1% |
| 2008 | 135.87 billion | +31.4% |
| 2009 | 141.02 billion | +3.8% |
| 2010 | 142.84 billion | +1.3% |
| 2011 | 142.44 billion | -0.3% |
| 2012 | 143.11 billion | +0.5% |
| 2013 | 143.40 billion | +0.2% |
| 2014 | 144.97 billion | +1.1% |
| 2015 | 155.66 billion | +7.4% |
| 2016 | 160.24 billion | +2.9% |
| 2017 | 169.23 billion | +5.6% |
| 2018 | 175.09 billion | +3.5% |
| 2019 | 185.84 billion | +6.1% |
| 2020 | 198.54 billion | +6.8% |
| 2021 | 202.38 billion | +1.9% |
| 2022 | 226.95 billion | +12.1% |
| 2023 | 248.02 billion | +9.3% |
| 2024 | 308.02 billion | +24.2% |
| 2025 | 360.76 billion | +17.1% |
Albania compared with similar countries
- Albania's 360.76 billion is above the median for upper middle income countries, which is 162.63 billion, 2.2× the median. (46 countries reporting)
- Albania's 360.76 billion is above the median for Europe & Central Asia, which is 271.67 billion, 1.3× the median. (46 countries reporting)
Biggest year-on-year movements
Years where Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Albania changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2005 | +79.5% | 21.60 billion | 38.78 billion |
| 2006 | +67.5% | 38.78 billion | 64.97 billion |
| 2007 | +59.1% | 64.97 billion | 103.38 billion |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 84.27 billion | 21.60 billion | 141.02 billion | 6 |
| 2010s | 156.28 billion | 142.44 billion | 185.84 billion | 10 |
| 2020s | 257.45 billion | 198.54 billion | 360.76 billion | 6 |
Countries ranked near Albania
More financial sector data for Albania
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 15.16 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 11.07 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 15.16 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is outstanding loans, commercial banks, of which: household sector loans in Albania?
- Outstanding loans, commercial banks, of which: household sector loans in Albania was 360.76 billion in 2025, according to International Monetary Fund.
- What is the highest outstanding loans, commercial banks, of which: household sector loans recorded in Albania?
- The highest recorded value was 360.76 billion in 2025.
- What is the lowest outstanding loans, commercial banks, of which: household sector loans recorded in Albania?
- The lowest recorded value was 21.60 billion in 2004.
- How does Albania rank for outstanding loans, commercial banks, of which: household sector loans?
- Albania ranks 57th out of 134 countries with data for 2025.
- Is outstanding loans, commercial banks, of which: household sector loans rising or falling in Albania?
- Over the last ten years it is up 131.8%. The long-run trend across the full record is rising.
- Where does this Albania data come from?
- The figures come from International Monetary Fund, published as part of Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under IMF Terms and Conditions (attribution required).
About this data
Gender-disaggregated data on access to and use of financial services.