Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Armenia

Armenia: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans was 3.76 trillion in 2025. ◆ Volatile

Latest (2025)
3.76 trillion
Change on year
up 19.6%
World rank
24th
of 134 countries
All-time high
3.76 trillion
in 2025
All-time low
56.00 billion
in 2004
Years of data
22
2004–2025

Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Armenia, 2004–2025

01.0T2.0T3.0T4.0T2004201420252004: 56.0B2005: 83.1B2006: 119.7B2007: 226.0B2008: 337.1B2009: 312.8B2010: 374.3B2011: 484.5B2012: 568.8B2013: 678.4B2014: 824.2B2015: 793.5B2016: 793.4B2017: 894.3B2018: 1.2T2019: 1.5T2020: 1.7T2021: 1.8T2022: 2.0T2023: 2.4T2024: 3.1T2025: 3.8T

Source: International Monetary Fund.

Analysis

The most recent figure for outstanding loans, commercial banks, of which: household sector loans in Armenia is 3.76 trillion, measured in 2025. That is the highest value across all 22 years on record.

The figure is up 19.6% on the previous year and up 373.6% over ten years.

Over the whole period, outstanding loans, commercial banks, of which: household sector loans in Armenia peaked at 3.76 trillion in 2025 and was at its lowest, 56.00 billion, in 2004.

Armenia ranks 24th of 134 countries on this measure, in the top quarter.

The series is highly variable year to year, so single readings are best treated with caution.

Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Armenia, year by year

Annual values for Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Armenia, 2004 to 2025.
Year Value Change
2004 56.00 billion
2005 83.10 billion +48.4%
2006 119.73 billion +44.1%
2007 226.04 billion +88.8%
2008 337.11 billion +49.1%
2009 312.79 billion -7.2%
2010 374.34 billion +19.7%
2011 484.48 billion +29.4%
2012 568.80 billion +17.4%
2013 678.37 billion +19.3%
2014 824.21 billion +21.5%
2015 793.49 billion -3.7%
2016 793.44 billion -0.0%
2017 894.31 billion +12.7%
2018 1.15 trillion +29.0%
2019 1.52 trillion +31.7%
2020 1.68 trillion +10.7%
2021 1.76 trillion +4.6%
2022 2.03 trillion +15.7%
2023 2.42 trillion +19.0%
2024 3.14 trillion +29.8%
2025 3.76 trillion +19.6%

Armenia compared with similar countries

  • Armenia's 3.76 trillion is above the median for upper middle income countries, which is 162.63 billion, 23.1× the median. (46 countries reporting)
  • Armenia's 3.76 trillion is above the median for Europe & Central Asia, which is 271.67 billion, 13.8× the median. (46 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 189.13 billion 56.00 billion 337.11 billion 6
2010s 808.34 billion 374.34 billion 1.52 trillion 10
2020s 2.47 trillion 1.68 trillion 3.76 trillion 6

Countries ranked near Armenia

  1. 21 Namibia 4.59 trillion compare
  2. 22 Guinea 4.58 trillion compare
  3. 23 Madagascar 4.16 trillion compare
  4. 25 Brazil 3.61 trillion compare
  5. 26 Mexico 3.42 trillion compare
  6. 27 Bangladesh 2.42 trillion compare

See the full ranking of 134 places →

More financial sector data for Armenia

All data for Armenia →

Frequently asked questions

What is outstanding loans, commercial banks, of which: household sector loans in Armenia?
Outstanding loans, commercial banks, of which: household sector loans in Armenia was 3.76 trillion in 2025, according to International Monetary Fund.
What is the highest outstanding loans, commercial banks, of which: household sector loans recorded in Armenia?
The highest recorded value was 3.76 trillion in 2025.
What is the lowest outstanding loans, commercial banks, of which: household sector loans recorded in Armenia?
The lowest recorded value was 56.00 billion in 2004.
How does Armenia rank for outstanding loans, commercial banks, of which: household sector loans?
Armenia ranks 24th out of 134 countries with data for 2025.
Is outstanding loans, commercial banks, of which: household sector loans rising or falling in Armenia?
Over the last ten years it is up 373.6%. The long-run trend across the full record is volatile.
Where does this Armenia data come from?
The figures come from International Monetary Fund, published as part of Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid updates them automatically from the source API.

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Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Armenia. Statizoid, drawing on International Monetary Fund. Retrieved 18 September 2026, from https://financial-sector.statizoid.com/stat/outstanding-loans-commercial-banks-of-which-household-sector-loans/armenia/

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About this data

Indicator
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
134 places, 2,549 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.