Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Czechia
Czechia: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans was 2.38 trillion in 2024. ▲ Rising
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Czechia, 2004–2024
Source: International Monetary Fund.
Analysis
In 2024, outstanding loans, commercial banks, of which: household sector loans in Czechia stood at 2.38 trillion. That is the highest value across all 21 years on record.
That represents a change of up 5.9% on the previous year and up 93.3% over ten years.
Over the whole period, outstanding loans, commercial banks, of which: household sector loans in Czechia peaked at 2.38 trillion in 2024 and was at its lowest, 313.74 billion, in 2004.
That places Czechia 28th out of 134 countries with data for 2024, putting it in the top quarter.
The long-run direction has been consistently rising across the 21 years of available data.
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Czechia, year by year
| Year | Value | Change |
|---|---|---|
| 2004 | 313.74 billion | — |
| 2005 | 414.94 billion | +32.3% |
| 2006 | 536.39 billion | +29.3% |
| 2007 | 720.92 billion | +34.4% |
| 2008 | 873.37 billion | +21.1% |
| 2009 | 974.75 billion | +11.6% |
| 2010 | 1.04 trillion | +7.1% |
| 2011 | 1.10 trillion | +5.2% |
| 2012 | 1.13 trillion | +3.3% |
| 2013 | 1.18 trillion | +4.3% |
| 2014 | 1.23 trillion | +4.0% |
| 2015 | 1.32 trillion | +7.6% |
| 2016 | 1.42 trillion | +7.3% |
| 2017 | 1.53 trillion | +7.7% |
| 2018 | 1.65 trillion | +7.6% |
| 2019 | 1.75 trillion | +6.2% |
| 2020 | 1.86 trillion | +6.5% |
| 2021 | 2.05 trillion | +9.9% |
| 2022 | 2.14 trillion | +4.8% |
| 2023 | 2.25 trillion | +4.7% |
| 2024 | 2.38 trillion | +5.9% |
Czechia compared with similar countries
- Czechia's 2.38 trillion is above the median for high income countries, which is 248.79 billion, 9.6× the median. (52 countries reporting)
- Czechia's 2.38 trillion is above the median for Europe & Central Asia, which is 271.67 billion, 8.8× the median. (46 countries reporting)
Biggest year-on-year movements
Years where Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Czechia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2007 | +34.4% | 536.39 billion | 720.92 billion |
| 2005 | +32.3% | 313.74 billion | 414.94 billion |
| 2006 | +29.3% | 414.94 billion | 536.39 billion |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 639.02 billion | 313.74 billion | 974.75 billion | 6 |
| 2010s | 1.34 trillion | 1.04 trillion | 1.75 trillion | 10 |
| 2020s | 2.14 trillion | 1.86 trillion | 2.38 trillion | 5 |
Countries ranked near Czechia
More financial sector data for Czechia
- Reserve position in the IMF, US dollar, annual growth rate 3.88 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 71.12 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate -1.07 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 51.93 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 3.88 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 71.12 units per person (2025)
- Reserve tranche position, SDR, annual growth rate -1.07 % change on previous year (2025)
Frequently asked questions
- What is outstanding loans, commercial banks, of which: household sector loans in Czechia?
- Outstanding loans, commercial banks, of which: household sector loans in Czechia was 2.38 trillion in 2024, according to International Monetary Fund.
- What is the highest outstanding loans, commercial banks, of which: household sector loans recorded in Czechia?
- The highest recorded value was 2.38 trillion in 2024.
- What is the lowest outstanding loans, commercial banks, of which: household sector loans recorded in Czechia?
- The lowest recorded value was 313.74 billion in 2004.
- How does Czechia rank for outstanding loans, commercial banks, of which: household sector loans?
- Czechia ranks 28th out of 134 countries with data for 2024.
- Is outstanding loans, commercial banks, of which: household sector loans rising or falling in Czechia?
- Over the last ten years it is up 93.3%. The long-run trend across the full record is rising.
- Where does this Czechia data come from?
- The figures come from International Monetary Fund, published as part of Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.