Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Ecuador

Ecuador: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans was 17.47 billion in 2025. ▲ Rising

Latest (2025)
17.47 billion
Change on year
up 9.4%
World rank
96th
of 134 countries
All-time high
17.47 billion
in 2025
All-time low
9.12 billion
in 2018
Years of data
8
2018–2025

Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Ecuador, 2018–2025

05.0B10.0B15.0B2018202120252018: 9.1B2019: 10.2B2020: 10.1B2021: 11.9B2022: 13.9B2023: 15.2B2024: 16.0B2025: 17.5B

Source: International Monetary Fund.

Analysis

Ecuador recorded 17.47 billion for outstanding loans, commercial banks, of which: household sector loans in 2025. That is the highest value across all 8 years on record.

That represents a change of up 9.4% on the previous year and up 91.5% over ten years.

Ecuador ranks 96th of 134 countries on this measure, in the middle of the range.

Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Ecuador, year by year

Annual values for Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Ecuador, 2018 to 2025.
Year Value Change
2018 9.12 billion
2019 10.21 billion +11.9%
2020 10.06 billion -1.5%
2021 11.86 billion +17.9%
2022 13.92 billion +17.4%
2023 15.24 billion +9.5%
2024 15.97 billion +4.7%
2025 17.47 billion +9.4%

Ecuador compared with similar countries

  • Ecuador's 17.47 billion is below the median for upper middle income countries, which is 162.63 billion, 11% of the median. (46 countries reporting)
  • Ecuador's 17.47 billion is below the median for Latin America & Caribbean, which is 54.41 billion, 32% of the median. (23 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 9.67 billion 9.12 billion 10.21 billion 2
2020s 14.09 billion 10.06 billion 17.47 billion 6

Countries ranked near Ecuador

  1. 93 Sudan 23.31 billion
  2. 94 Ghana 21.21 billion compare
  3. 95 Azerbaijan 18.17 billion compare
  4. 97 Zambia 16.83 billion compare
  5. 98 Maldives 15.62 billion compare
  6. 99 Lithuania 15.11 billion compare

See the full ranking of 134 places →

More financial sector data for Ecuador

All data for Ecuador →

Frequently asked questions

What is outstanding loans, commercial banks, of which: household sector loans in Ecuador?
Outstanding loans, commercial banks, of which: household sector loans in Ecuador was 17.47 billion in 2025, according to International Monetary Fund.
What is the highest outstanding loans, commercial banks, of which: household sector loans recorded in Ecuador?
The highest recorded value was 17.47 billion in 2025.
What is the lowest outstanding loans, commercial banks, of which: household sector loans recorded in Ecuador?
The lowest recorded value was 9.12 billion in 2018.
How does Ecuador rank for outstanding loans, commercial banks, of which: household sector loans?
Ecuador ranks 96th out of 134 countries with data for 2025.
Is outstanding loans, commercial banks, of which: household sector loans rising or falling in Ecuador?
Over the last ten years it is up 91.5%. The long-run trend across the full record is rising.
Where does this Ecuador data come from?
The figures come from International Monetary Fund, published as part of Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid updates them automatically from the source API.

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Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Ecuador. Statizoid, drawing on International Monetary Fund. Retrieved 18 September 2026, from https://financial-sector.statizoid.com/stat/outstanding-loans-commercial-banks-of-which-household-sector-loans/ecuador/

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About this data

Indicator
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
134 places, 2,549 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.