Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Estonia
Estonia: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans was 12.57 billion in 2024. ▲ Rising
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Estonia, 2004–2024
Source: International Monetary Fund.
Analysis
Estonia recorded 12.57 billion for outstanding loans, commercial banks, of which: household sector loans in 2024. That is the highest value across all 21 years on record.
That represents a change of up 8.3% on the previous year and up 87.1% over ten years.
Over the whole period, outstanding loans, commercial banks, of which: household sector loans in Estonia peaked at 12.57 billion in 2024 and was at its lowest, 1.83 billion, in 2004.
Estonia ranks 103rd of 134 countries on this measure, in the bottom quarter.
The long-run direction has been consistently rising across the 21 years of available data.
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Estonia, year by year
| Year | Value | Change |
|---|---|---|
| 2004 | 1.83 billion | — |
| 2005 | 3.07 billion | +67.6% |
| 2006 | 5.00 billion | +62.8% |
| 2007 | 6.66 billion | +33.2% |
| 2008 | 7.35 billion | +10.4% |
| 2009 | 7.13 billion | -3.1% |
| 2010 | 6.89 billion | -3.4% |
| 2011 | 6.71 billion | -2.6% |
| 2012 | 6.59 billion | -1.8% |
| 2013 | 6.58 billion | -0.1% |
| 2014 | 6.72 billion | +2.2% |
| 2015 | 7.00 billion | +4.2% |
| 2016 | 7.34 billion | +4.9% |
| 2017 | 7.82 billion | +6.5% |
| 2018 | 8.28 billion | +5.9% |
| 2019 | 8.83 billion | +6.6% |
| 2020 | 9.28 billion | +5.2% |
| 2021 | 9.85 billion | +6.1% |
| 2022 | 10.92 billion | +10.9% |
| 2023 | 11.61 billion | +6.3% |
| 2024 | 12.57 billion | +8.3% |
Estonia compared with similar countries
- Estonia's 12.57 billion is below the median for high income countries, which is 248.79 billion, 5% of the median. (52 countries reporting)
- Estonia's 12.57 billion is below the median for Europe & Central Asia, which is 271.67 billion, 5% of the median. (46 countries reporting)
Biggest year-on-year movements
Years where Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Estonia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2005 | +67.6% | 1.83 billion | 3.07 billion |
| 2006 | +62.8% | 3.07 billion | 5.00 billion |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.17 billion | 1.83 billion | 7.35 billion | 6 |
| 2010s | 7.28 billion | 6.58 billion | 8.83 billion | 10 |
| 2020s | 10.85 billion | 9.28 billion | 12.57 billion | 5 |
Countries ranked near Estonia
More financial sector data for Estonia
- Reserve position in the IMF, US dollar, annual growth rate 8.55 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 63.05 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 3.37 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 46.04 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 8.55 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 63.05 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 3.37 % change on previous year (2025)
Frequently asked questions
- What is outstanding loans, commercial banks, of which: household sector loans in Estonia?
- Outstanding loans, commercial banks, of which: household sector loans in Estonia was 12.57 billion in 2024, according to International Monetary Fund.
- What is the highest outstanding loans, commercial banks, of which: household sector loans recorded in Estonia?
- The highest recorded value was 12.57 billion in 2024.
- What is the lowest outstanding loans, commercial banks, of which: household sector loans recorded in Estonia?
- The lowest recorded value was 1.83 billion in 2004.
- How does Estonia rank for outstanding loans, commercial banks, of which: household sector loans?
- Estonia ranks 103rd out of 134 countries with data for 2024.
- Is outstanding loans, commercial banks, of which: household sector loans rising or falling in Estonia?
- Over the last ten years it is up 87.1%. The long-run trend across the full record is rising.
- Where does this Estonia data come from?
- The figures come from International Monetary Fund, published as part of Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 21 observations, free to reuse under IMF Terms and Conditions (attribution required).
About this data
Gender-disaggregated data on access to and use of financial services.