Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Finland
Finland: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans was 34.15 billion in 2024. ▼ Falling
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Finland, 2004–2024
Source: International Monetary Fund.
Analysis
Finland recorded 34.15 billion for outstanding loans, commercial banks, of which: household sector loans in 2024.
The figure is down 2.9% on the previous year and down 43.3% over ten years.
Over the whole period, outstanding loans, commercial banks, of which: household sector loans in Finland peaked at 62.55 billion in 2015 and was at its lowest, 29.98 billion, in 2004.
That places Finland 86th out of 134 countries with data for 2024, putting it in the middle of the range.
The long-run direction has been consistently falling across the 21 years of available data.
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Finland, year by year
| Year | Value | Change |
|---|---|---|
| 2004 | 29.98 billion | — |
| 2005 | 34.31 billion | +14.5% |
| 2006 | 38.48 billion | +12.1% |
| 2007 | 42.74 billion | +11.1% |
| 2008 | 47.94 billion | +12.2% |
| 2009 | 50.57 billion | +5.5% |
| 2010 | 53.94 billion | +6.6% |
| 2011 | 52.69 billion | -2.3% |
| 2012 | 58.45 billion | +10.9% |
| 2013 | 59.86 billion | +2.4% |
| 2014 | 60.28 billion | +0.7% |
| 2015 | 62.55 billion | +3.8% |
| 2016 | 37.81 billion | -39.6% |
| 2017 | 34.49 billion | -8.8% |
| 2018 | 35.31 billion | +2.4% |
| 2019 | 34.36 billion | -2.7% |
| 2020 | 34.49 billion | +0.4% |
| 2021 | 36.77 billion | +6.6% |
| 2022 | 37.06 billion | +0.8% |
| 2023 | 35.18 billion | -5.1% |
| 2024 | 34.15 billion | -2.9% |
Finland compared with similar countries
- Finland's 34.15 billion is below the median for high income countries, which is 248.79 billion, 14% of the median. (52 countries reporting)
- Finland's 34.15 billion is below the median for Europe & Central Asia, which is 271.67 billion, 13% of the median. (46 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 40.67 billion | 29.98 billion | 50.57 billion | 6 |
| 2010s | 48.97 billion | 34.36 billion | 62.55 billion | 10 |
| 2020s | 35.53 billion | 34.15 billion | 37.06 billion | 5 |
Countries ranked near Finland
More financial sector data for Finland
- Reserve position in the IMF, US dollar, annual growth rate 7.97 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 151.59 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 2.82 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 110.69 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 7.97 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 151.59 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 2.82 % change on previous year (2025)
Frequently asked questions
- What is outstanding loans, commercial banks, of which: household sector loans in Finland?
- Outstanding loans, commercial banks, of which: household sector loans in Finland was 34.15 billion in 2024, according to International Monetary Fund.
- What is the highest outstanding loans, commercial banks, of which: household sector loans recorded in Finland?
- The highest recorded value was 62.55 billion in 2015.
- What is the lowest outstanding loans, commercial banks, of which: household sector loans recorded in Finland?
- The lowest recorded value was 29.98 billion in 2004.
- How does Finland rank for outstanding loans, commercial banks, of which: household sector loans?
- Finland ranks 86th out of 134 countries with data for 2024.
- Is outstanding loans, commercial banks, of which: household sector loans rising or falling in Finland?
- Over the last ten years it is down 43.3%. The long-run trend across the full record is falling.
- Where does this Finland data come from?
- The figures come from International Monetary Fund, published as part of Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.