Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Malawi

Malawi: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans was 253.51 billion in 2021. ◆ Volatile

Latest (2021)
253.51 billion
Change on year
up 31.0%
World rank
64th
of 134 countries
All-time high
253.51 billion
in 2021
All-time low
5.60 billion
in 2004
Years of data
16
2004–2021

Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Malawi, 2004–2021

050.0B100.0B150.0B200.0B250.0B2004201220212004: 5.6B2005: 5.7B2006: 6.6B2007: 8.0B2008: 24.1B2009: 28.2B2010: 27.0B2011: 9.8B2012: 32.5B2013: 38.5B2016: 41.5B2017: 56.4B2018: 65.7B2019: 99.5B2020: 193.5B2021: 253.5B

Source: International Monetary Fund.

Analysis

The most recent figure for outstanding loans, commercial banks, of which: household sector loans in Malawi is 253.51 billion, measured in 2021. That is the highest value across all 16 years on record.

Compared with earlier readings it is up 31.0% on the previous year and up 2,485.9% over ten years.

Over the whole period, outstanding loans, commercial banks, of which: household sector loans in Malawi peaked at 253.51 billion in 2021 and was at its lowest, 5.60 billion, in 2004.

Malawi ranks 64th of 134 countries on this measure, in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Malawi, year by year

Annual values for Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Malawi, 2004 to 2021.
Year Value Change
2004 5.60 billion
2005 5.67 billion +1.2%
2006 6.56 billion +15.8%
2007 7.98 billion +21.6%
2008 24.12 billion +202.2%
2009 28.25 billion +17.1%
2010 26.98 billion -4.5%
2011 9.80 billion -63.7%
2012 32.45 billion +231.0%
2013 38.48 billion +18.6%
2016 41.48 billion +7.8%
2017 56.36 billion +35.9%
2018 65.68 billion +16.5%
2019 99.47 billion +51.4%
2020 193.51 billion +94.5%
2021 253.51 billion +31.0%

Malawi compared with similar countries

  • Malawi's 253.51 billion is above the median for low income countries, which is 221.74 billion, 1.1× the median. (10 countries reporting)
  • Malawi's 253.51 billion is above the median for Sub-Saharan Africa, which is 211.43 billion, 1.2× the median. (25 countries reporting)

Biggest year-on-year movements

Years where Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Malawi changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2012 +231.0% 9.80 billion 32.45 billion
2008 +202.2% 7.98 billion 24.12 billion

Averages by decade

DecadeAverage LowestHighest Years
2000s 13.03 billion 5.60 billion 28.25 billion 6
2010s 46.34 billion 9.80 billion 99.47 billion 8
2020s 223.51 billion 193.51 billion 253.51 billion 2

Countries ranked near Malawi

  1. 61 Belgium 297.50 billion compare
  2. 62 New Zealand 292.50 billion compare
  3. 63 Honduras 257.97 billion compare
  4. 65 North Macedonia 245.84 billion compare
  5. 66 Congo 237.77 billion compare
  6. 67 South Sudan 232.05 billion compare

See the full ranking of 134 places →

More financial sector data for Malawi

All data for Malawi →

Frequently asked questions

What is outstanding loans, commercial banks, of which: household sector loans in Malawi?
Outstanding loans, commercial banks, of which: household sector loans in Malawi was 253.51 billion in 2021, according to International Monetary Fund.
What is the highest outstanding loans, commercial banks, of which: household sector loans recorded in Malawi?
The highest recorded value was 253.51 billion in 2021.
What is the lowest outstanding loans, commercial banks, of which: household sector loans recorded in Malawi?
The lowest recorded value was 5.60 billion in 2004.
How does Malawi rank for outstanding loans, commercial banks, of which: household sector loans?
Malawi ranks 64th out of 134 countries with data for 2021.
Is outstanding loans, commercial banks, of which: household sector loans rising or falling in Malawi?
Over the last ten years it is up 2,485.9%. The long-run trend across the full record is volatile.
Where does this Malawi data come from?
The figures come from International Monetary Fund, published as part of Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid updates them automatically from the source API.

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Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Malawi. Statizoid, drawing on International Monetary Fund. Retrieved 18 September 2026, from https://financial-sector.statizoid.com/stat/outstanding-loans-commercial-banks-of-which-household-sector-loans/malawi/

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About this data

Indicator
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
134 places, 2,549 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.