Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Montenegro
Montenegro: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans was 1.97 billion in 2024. ▲ Rising
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Montenegro, 2004–2024
Source: International Monetary Fund.
Analysis
The most recent figure for outstanding loans, commercial banks, of which: household sector loans in Montenegro is 1.97 billion, measured in 2024. That is the highest value across all 21 years on record.
The figure is up 16.6% on the previous year and up 122.4% over ten years.
Over the whole period, outstanding loans, commercial banks, of which: household sector loans in Montenegro peaked at 1.97 billion in 2024 and was at its lowest, 80.07 million, in 2004.
That places Montenegro 118th out of 134 countries with data for 2024, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 21 years of available data.
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Montenegro, year by year
| Year | Value | Change |
|---|---|---|
| 2004 | 80.07 million | — |
| 2005 | 108.59 million | +35.6% |
| 2006 | 315.81 million | +190.8% |
| 2007 | 791.14 million | +150.5% |
| 2008 | 1.03 billion | +30.3% |
| 2009 | 915.67 million | -11.2% |
| 2010 | 860.16 million | -6.1% |
| 2011 | 829.72 million | -3.5% |
| 2012 | 801.63 million | -3.4% |
| 2013 | 872.12 million | +8.8% |
| 2014 | 885.51 million | +1.5% |
| 2015 | 911.76 million | +3.0% |
| 2016 | 1.01 billion | +10.9% |
| 2017 | 1.12 billion | +10.5% |
| 2018 | 1.25 billion | +11.9% |
| 2019 | 1.36 billion | +8.6% |
| 2020 | 1.39 billion | +2.7% |
| 2021 | 1.43 billion | +2.7% |
| 2022 | 1.56 billion | +8.6% |
| 2023 | 1.69 billion | +8.7% |
| 2024 | 1.97 billion | +16.6% |
Montenegro compared with similar countries
- Montenegro's 1.97 billion is below the median for upper middle income countries, which is 162.63 billion, 1% of the median. (46 countries reporting)
- Montenegro's 1.97 billion is below the median for Europe & Central Asia, which is 271.67 billion, 1% of the median. (46 countries reporting)
Biggest year-on-year movements
Years where Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Montenegro changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2006 | +190.8% | 108.59 million | 315.81 million |
| 2007 | +150.5% | 315.81 million | 791.14 million |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 540.38 million | 80.07 million | 1.03 billion | 6 |
| 2010s | 989.65 million | 801.63 million | 1.36 billion | 10 |
| 2020s | 1.61 billion | 1.39 billion | 1.97 billion | 5 |
Countries ranked near Montenegro
More financial sector data for Montenegro
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0022 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 32.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 23.83 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0022 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 32.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is outstanding loans, commercial banks, of which: household sector loans in Montenegro?
- Outstanding loans, commercial banks, of which: household sector loans in Montenegro was 1.97 billion in 2024, according to International Monetary Fund.
- What is the highest outstanding loans, commercial banks, of which: household sector loans recorded in Montenegro?
- The highest recorded value was 1.97 billion in 2024.
- What is the lowest outstanding loans, commercial banks, of which: household sector loans recorded in Montenegro?
- The lowest recorded value was 80.07 million in 2004.
- How does Montenegro rank for outstanding loans, commercial banks, of which: household sector loans?
- Montenegro ranks 118th out of 134 countries with data for 2024.
- Is outstanding loans, commercial banks, of which: household sector loans rising or falling in Montenegro?
- Over the last ten years it is up 122.4%. The long-run trend across the full record is rising.
- Where does this Montenegro data come from?
- The figures come from International Monetary Fund, published as part of Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 21 observations, free to reuse under IMF Terms and Conditions (attribution required).
About this data
Gender-disaggregated data on access to and use of financial services.