Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Mozambique

Mozambique: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans was 133.88 billion in 2025. ◆ Volatile

Latest (2025)
133.88 billion
Change on year
up 8.1%
World rank
73rd
of 134 countries
All-time high
133.88 billion
in 2025
All-time low
2.77 billion
in 2004
Years of data
22
2004–2025

Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Mozambique, 2004–2025

050.0B100.0B150.0B2004201420252004: 2.8B2005: 4.8B2006: 7.2B2007: 10.2B2008: 7.5B2009: 14.0B2010: 19.5B2011: 23.1B2012: 27.8B2013: 34.0B2014: 42.5B2015: 43.7B2016: 45.2B2017: 48.5B2018: 51.6B2019: 58.2B2020: 66.3B2021: 76.2B2022: 85.6B2023: 99.3B2024: 123.8B2025: 133.9B

Source: International Monetary Fund.

Analysis

Mozambique recorded 133.88 billion for outstanding loans, commercial banks, of which: household sector loans in 2025. That is the highest value across all 22 years on record.

That represents a change of up 8.1% on the previous year and up 206.1% over ten years.

Over the whole period, outstanding loans, commercial banks, of which: household sector loans in Mozambique peaked at 133.88 billion in 2025 and was at its lowest, 2.77 billion, in 2004.

That places Mozambique 73rd out of 134 countries with data for 2025, putting it in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Mozambique, year by year

Annual values for Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Mozambique, 2004 to 2025.
Year Value Change
2004 2.77 billion
2005 4.82 billion +74.2%
2006 7.24 billion +50.1%
2007 10.20 billion +41.0%
2008 7.54 billion -26.1%
2009 14.04 billion +86.4%
2010 19.51 billion +38.9%
2011 23.10 billion +18.4%
2012 27.75 billion +20.2%
2013 33.97 billion +22.4%
2014 42.46 billion +25.0%
2015 43.74 billion +3.0%
2016 45.17 billion +3.3%
2017 48.51 billion +7.4%
2018 51.59 billion +6.3%
2019 58.20 billion +12.8%
2020 66.26 billion +13.8%
2021 76.21 billion +15.0%
2022 85.63 billion +12.4%
2023 99.31 billion +16.0%
2024 123.81 billion +24.7%
2025 133.88 billion +8.1%

Mozambique compared with similar countries

  • Mozambique's 133.88 billion is below the median for low income countries, which is 221.74 billion, 60% of the median. (10 countries reporting)
  • Mozambique's 133.88 billion is below the median for Sub-Saharan Africa, which is 211.43 billion, 63% of the median. (25 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 7.77 billion 2.77 billion 14.04 billion 6
2010s 39.40 billion 19.51 billion 58.20 billion 10
2020s 97.52 billion 66.26 billion 133.88 billion 6

Countries ranked near Mozambique

  1. 70 Mauritius 187.59 billion compare
  2. 71 Qatar 160.28 billion compare
  3. 72 Peru 137.67 billion compare
  4. 74 Portugal 123.16 billion compare
  5. 75 Ireland 96.92 billion compare
  6. 76 Equatorial Guinea 91.71 billion compare

See the full ranking of 134 places →

More financial sector data for Mozambique

All data for Mozambique →

Frequently asked questions

What is outstanding loans, commercial banks, of which: household sector loans in Mozambique?
Outstanding loans, commercial banks, of which: household sector loans in Mozambique was 133.88 billion in 2025, according to International Monetary Fund.
What is the highest outstanding loans, commercial banks, of which: household sector loans recorded in Mozambique?
The highest recorded value was 133.88 billion in 2025.
What is the lowest outstanding loans, commercial banks, of which: household sector loans recorded in Mozambique?
The lowest recorded value was 2.77 billion in 2004.
How does Mozambique rank for outstanding loans, commercial banks, of which: household sector loans?
Mozambique ranks 73rd out of 134 countries with data for 2025.
Is outstanding loans, commercial banks, of which: household sector loans rising or falling in Mozambique?
Over the last ten years it is up 206.1%. The long-run trend across the full record is volatile.
Where does this Mozambique data come from?
The figures come from International Monetary Fund, published as part of Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid updates them automatically from the source API.

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Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Mozambique. Statizoid, drawing on International Monetary Fund. Retrieved 18 September 2026, from https://financial-sector.statizoid.com/stat/outstanding-loans-commercial-banks-of-which-household-sector-loans/mozambique/

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About this data

Indicator
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
134 places, 2,549 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.