Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Romania
Romania: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans was 205.08 billion in 2025. ▲ Rising
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Romania, 2004–2025
Source: International Monetary Fund.
Analysis
In 2025, outstanding loans, commercial banks, of which: household sector loans in Romania stood at 205.08 billion. That is the highest value across all 22 years on record.
That represents a change of up 8.3% on the previous year and up 88.8% over ten years.
Over the whole period, outstanding loans, commercial banks, of which: household sector loans in Romania peaked at 205.08 billion in 2025 and was at its lowest, 11.62 billion, in 2004.
That places Romania 69th out of 134 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Romania, year by year
| Year | Value | Change |
|---|---|---|
| 2004 | 11.62 billion | — |
| 2005 | 21.03 billion | +81.0% |
| 2006 | 38.87 billion | +84.8% |
| 2007 | 71.36 billion | +83.6% |
| 2008 | 99.29 billion | +39.1% |
| 2009 | 100.69 billion | +1.4% |
| 2010 | 103.05 billion | +2.3% |
| 2011 | 105.79 billion | +2.7% |
| 2012 | 106.21 billion | +0.4% |
| 2013 | 105.10 billion | -1.0% |
| 2014 | 103.11 billion | -1.9% |
| 2015 | 108.63 billion | +5.4% |
| 2016 | 113.11 billion | +4.1% |
| 2017 | 121.77 billion | +7.7% |
| 2018 | 132.03 billion | +8.4% |
| 2019 | 142.76 billion | +8.1% |
| 2020 | 149.66 billion | +4.8% |
| 2021 | 158.41 billion | +5.8% |
| 2022 | 171.24 billion | +8.1% |
| 2023 | 173.55 billion | +1.4% |
| 2024 | 189.42 billion | +9.1% |
| 2025 | 205.08 billion | +8.3% |
Romania compared with similar countries
- Romania's 205.08 billion is below the median for high income countries, which is 248.79 billion, 82% of the median. (52 countries reporting)
- Romania's 205.08 billion is below the median for Europe & Central Asia, which is 271.67 billion, 75% of the median. (46 countries reporting)
Biggest year-on-year movements
Years where Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Romania changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2006 | +84.8% | 21.03 billion | 38.87 billion |
| 2007 | +83.6% | 38.87 billion | 71.36 billion |
| 2005 | +81.0% | 11.62 billion | 21.03 billion |
| 2008 | +39.1% | 71.36 billion | 99.29 billion |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 57.14 billion | 11.62 billion | 100.69 billion | 6 |
| 2010s | 114.15 billion | 103.05 billion | 142.76 billion | 10 |
| 2020s | 174.56 billion | 149.66 billion | 205.08 billion | 6 |
Countries ranked near Romania
More financial sector data for Romania
- Net domestic credit (current LCU), per capita 31,766 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 1.41 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 8.52 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 116.61 million SDR (2025)
- Gold reserves at market value 10.63 billion SDR (2025)
- Reserves excluding gold, foreign exchange 52.83 billion SDR (2025)
- Reserves excluding gold 55.56 billion SDR (2025)
- Total reserves (gold at market value) 66.19 billion SDR (2025)
- Total reserves (gold at national valuation) 66.04 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 3,472 SDR per person (2025)
Frequently asked questions
- What is outstanding loans, commercial banks, of which: household sector loans in Romania?
- Outstanding loans, commercial banks, of which: household sector loans in Romania was 205.08 billion in 2025, according to International Monetary Fund.
- What is the highest outstanding loans, commercial banks, of which: household sector loans recorded in Romania?
- The highest recorded value was 205.08 billion in 2025.
- What is the lowest outstanding loans, commercial banks, of which: household sector loans recorded in Romania?
- The lowest recorded value was 11.62 billion in 2004.
- How does Romania rank for outstanding loans, commercial banks, of which: household sector loans?
- Romania ranks 69th out of 134 countries with data for 2025.
- Is outstanding loans, commercial banks, of which: household sector loans rising or falling in Romania?
- Over the last ten years it is up 88.8%. The long-run trend across the full record is rising.
- Where does this Romania data come from?
- The figures come from International Monetary Fund, published as part of Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.