Payment services (sent), direct debits and credit transfers (Euro) in Finland

Finland: Payment services (sent), direct debits and credit transfers (Euro) was 9.99 million in 2021. ◆ Volatile

Latest (2021)
9.99 million
Change on year
down 7.9%
World rank
8th
of 24 countries
All-time high
23.37 million
in 2012
All-time low
2.50 million
in 2002
Years of data
22
2000–2021

Payment services (sent), direct debits and credit transfers in Finland, 2000–2021

05.0M10.0M15.0M20.0M25.0M2000201020212000: 3.1M2001: 2.6M2002: 2.5M2003: 3.0M2004: 3.1M2005: 3.2M2006: 3.8M2007: 6.1M2008: 8.4M2009: 8.8M2010: 9.1M2011: 12.1M2012: 23.4M2013: 9.9M2014: 9.8M2015: 9.6M2016: 10.8M2017: 12.5M2018: 11.8M2019: 11.1M2020: 10.8M2021: 10.0M

Source: European Central Bank.

Analysis

Finland recorded 9.99 million for payment services (sent), direct debits and credit transfers in 2021.

That represents a change of down 7.9% on the previous year and down 17.7% over ten years.

Over the whole period, payment services (sent), direct debits and credit transfers in Finland peaked at 23.37 million in 2012 and was at its lowest, 2.50 million, in 2002.

That places Finland 8th out of 24 countries with data for 2021, putting it in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Payment services (sent), direct debits and credit transfers (Euro) in Finland, year by year

Annual values for Payment services (sent), direct debits and credit transfers (Euro, Euro) in Finland, 2000 to 2021.
Year Value Change
2000 3.09 million —
2001 2.56 million -17.1%
2002 2.50 million -2.5%
2003 2.96 million +18.7%
2004 3.14 million +6.0%
2005 3.23 million +2.8%
2006 3.78 million +16.9%
2007 6.11 million +61.9%
2008 8.43 million +37.8%
2009 8.84 million +4.8%
2010 9.06 million +2.5%
2011 12.14 million +34.0%
2012 23.37 million +92.5%
2013 9.89 million -57.7%
2014 9.75 million -1.4%
2015 9.60 million -1.6%
2016 10.81 million +12.7%
2017 12.50 million +15.6%
2018 11.85 million -5.2%
2019 11.08 million -6.5%
2020 10.84 million -2.2%
2021 9.99 million -7.9%

Finland compared with similar countries

  • Finland's 9.99 million is above the median for Europe & Central Asia, which is 1.21 million, 8.2× the median. (23 countries reporting)
  • Finland's 9.99 million is above the median for high income countries, which is 1.18 million, 8.4× the median. (24 countries reporting)

Biggest year-on-year movements

Years where Payment services (sent), direct debits and credit transfers (Euro) in Finland changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2012 +92.5% 12.14 million 23.37 million

Averages by decade

DecadeAverage LowestHighest Years
2000s 4.46 million 2.50 million 8.84 million 10
2010s 12.01 million 9.06 million 23.37 million 10
2020s 10.41 million 9.99 million 10.84 million 2

Countries ranked near Finland

  1. 5 Luxembourg 19.86 million compare
  2. 6 Italy 15.16 million compare
  3. 7 Spain 14.96 million compare
  4. 9 Austria 8.88 million compare
  5. 10 Ireland 4.91 million compare
  6. 11 Denmark 2.50 million compare

See the full ranking of 28 places →

More financial sector data for Finland

All data for Finland →

Frequently asked questions

What is payment services (sent), direct debits and credit transfers in Finland?
Payment services (sent), direct debits and credit transfers in Finland was 9.99 million in 2021, according to European Central Bank.
What is the highest payment services (sent), direct debits and credit transfers recorded in Finland?
The highest recorded value was 23.37 million in 2012.
What is the lowest payment services (sent), direct debits and credit transfers recorded in Finland?
The lowest recorded value was 2.50 million in 2002.
How does Finland rank for payment services (sent), direct debits and credit transfers?
Finland ranks 8th out of 24 countries with data for 2021.
Is payment services (sent), direct debits and credit transfers rising or falling in Finland?
Over the last ten years it is down 17.7%. The long-run trend across the full record is volatile.
Where does this Finland data come from?
The figures come from European Central Bank, published as part of Payment services (sent), direct debits and credit transfers (Euro, Euro). Statizoid updates them automatically from the source API.

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Payment services (sent), direct debits and credit transfers in Finland. Statizoid, drawing on European Central Bank. Retrieved 24 October 2026, from https://financial-sector.statizoid.com/stat/payment-services-sent-direct-debits-and-credit-transfers-euro-euro/finland/

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About this data

Indicator
Payment services (sent), direct debits and credit transfers (Euro, Euro)
Source
European Central Bank
Licence
ECB Terms and Conditions (attribution required)
Coverage
28 places, 511 data points, 2000–2021
Last refreshed