Private credit by deposit money banks and other financial in Germany
Germany: Private credit by deposit money banks and other financial was 85.0% in 2021. ▲ Rising
Private credit by deposit money banks and other financial in Germany, 1970–2021
Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.
Analysis
In 2021, private credit by deposit money banks and other financial in Germany stood at 85.0%.
The figure is down 0.3% on the previous year and up 0.1% over ten years.
Over the whole period, private credit by deposit money banks and other financial in Germany peaked at 113.5% in 1998 and was at its lowest, 66.5%, in 1970.
That places Germany 42nd out of 187 countries with data for 2021, putting it in the top quarter.
The long-run direction has been consistently rising across the 50 years of available data.
Private credit by deposit money banks and other financial in Germany, year by year
| Year | % | Change |
|---|---|---|
| 1970 | 66.5% | — |
| 1971 | 68.5% | +2.9% |
| 1972 | 72.8% | +6.4% |
| 1973 | 73.1% | +0.3% |
| 1974 | 72.1% | -1.3% |
| 1975 | 72.4% | +0.3% |
| 1976 | 73.1% | +1.0% |
| 1977 | 75.0% | +2.6% |
| 1978 | 77.6% | +3.5% |
| 1979 | 80.3% | +3.4% |
| 1980 | 82.4% | +2.7% |
| 1981 | 84.6% | +2.6% |
| 1982 | 85.6% | +1.2% |
| 1983 | 87.6% | +2.4% |
| 1984 | 88.7% | +1.3% |
| 1985 | 90.4% | +1.9% |
| 1986 | 89.2% | -1.4% |
| 1987 | 89.5% | +0.4% |
| 1988 | 88.8% | -0.9% |
| 1989 | 88.7% | -0.0% |
| 1990 | 95.7% | +7.9% |
| 1991 | 87.0% | -9.1% |
| 1992 | 88.3% | +1.4% |
| 1993 | 93.6% | +6.1% |
| 1994 | 96.5% | +3.0% |
| 1995 | 98.0% | +1.6% |
| 1996 | 103.8% | +5.9% |
| 1997 | 107.9% | +3.9% |
| 1998 | 113.5% | +5.2% |
| 2001 | 112.4% | -1.0% |
| 2002 | 111.4% | -0.9% |
| 2003 | 109.9% | -1.3% |
| 2004 | 106.4% | -3.2% |
| 2005 | 105.4% | -0.9% |
| 2006 | 102.1% | -3.2% |
| 2007 | 97.1% | -4.8% |
| 2008 | 97.0% | -0.1% |
| 2009 | 98.8% | +1.8% |
| 2010 | 88.5% | -10.4% |
| 2011 | 84.9% | -4.1% |
| 2012 | 83.8% | -1.3% |
| 2013 | 82.1% | -2.0% |
| 2014 | 79.3% | -3.4% |
| 2015 | 78.1% | -1.5% |
| 2016 | 77.3% | -1.0% |
| 2017 | 77.1% | -0.2% |
| 2018 | 77.7% | +0.7% |
| 2019 | 79.2% | +1.9% |
| 2020 | 85.2% | +7.7% |
| 2021 | 85.0% | -0.3% |
Germany compared with similar countries
- Germany's 85.0% is above the median for high income countries, which is 84.9%, 1.0× the median. (62 countries reporting)
- Germany's 85.0% is above the median for Europe & Central Asia, which is 56.3%, 1.5× the median. (49 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 73.1% | 66.5% | 80.3% | 10 |
| 1980s | 87.5% | 82.4% | 90.4% | 10 |
| 1990s | 98.3% | 87.0% | 113.5% | 9 |
| 2000s | 104.5% | 97.0% | 112.4% | 9 |
| 2010s | 80.8% | 77.1% | 88.5% | 10 |
| 2020s | 85.1% | 85.0% | 85.2% | 2 |
Countries ranked near Germany
More financial sector data for Germany
- Reserve position in the IMF, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 115.41 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 6.76 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 84.27 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 115.41 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 6.76 % change on previous year (2025)
Frequently asked questions
- What is private credit by deposit money banks and other financial in Germany?
- Private credit by deposit money banks and other financial in Germany was 85.0% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest private credit by deposit money banks and other financial recorded in Germany?
- The highest recorded value was 113.5% in 1998.
- What is the lowest private credit by deposit money banks and other financial recorded in Germany?
- The lowest recorded value was 66.5% in 1970.
- How does Germany rank for private credit by deposit money banks and other financial?
- Germany ranks 42nd out of 187 countries with data for 2021.
- Is private credit by deposit money banks and other financial rising or falling in Germany?
- Over the last ten years it is up 0.1%. The long-run trend across the full record is rising.
- Where does this Germany data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Private credit by deposit money banks and other financial institutions to GDP (%). Statizoid updates them automatically from the source API.
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About this data
Private credit by deposit money banks and other financial institutions to GDP, calculated using the following deflation method: {(0.5)*[Ft/P_et + Ft-1/P_et-1]}/[GDPt/P_at] where F is credit to the private sector, P_e is end-of period CPI, and P_a is average annual CPI. Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks and other financial institutions (IFS lines 22d and 42d); GDP in local currency (IFS line 99B..ZF or, if not available, line 99B.CZF); end-of period CPI (IFS line 64M..ZF or, if not available, 64Q..ZF); and average annual CPI is calculated using the monthly CPI values (IFS line 64M..ZF)