Private credit by deposit money banks and other financial in South Africa

South Africa: Private credit by deposit money banks and other financial was 57.7% in 2021. ▲ Rising

Latest (2021)
57.7%
Change on year
down 48.1%
World rank
74th
of 187 countries
All-time high
139.6%
in 2007
All-time low
15.3%
in 1961
Years of data
61
1961–2021

Private credit by deposit money banks and other financial in South Africa, 1961–2021

255075100125150196119912021

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

In 2021, private credit by deposit money banks and other financial in South Africa stood at 57.7%.

The figure is down 48.1% on the previous year and down 51.6% over ten years.

Over the whole period, private credit by deposit money banks and other financial in South Africa peaked at 139.6% in 2007 and was at its lowest, 15.3%, in 1961.

That places South Africa 74th out of 187 countries with data for 2021, putting it in the middle of the range.

The long-run direction has been consistently rising across the 61 years of available data.

Private credit by deposit money banks and other financial in South Africa, year by year

Annual values for Private credit by deposit money banks and other financial institutions to GDP (%) in South Africa, 1961 to 2021.
Year % Change
1961 15.3%
1962 15.8% +3.0%
1963 15.9% +0.9%
1964 16.5% +3.7%
1965 58.6% +255.7%
1966 57.3% -2.2%
1967 56.8% -1.0%
1968 54.6% -3.8%
1969 56.0% +2.6%
1970 57.6% +2.8%
1971 58.0% +0.8%
1972 57.2% -1.5%
1973 57.9% +1.2%
1974 55.0% -5.0%
1975 56.6% +3.0%
1976 54.7% -3.5%
1977 53.8% -1.5%
1978 53.3% -1.0%
1979 51.7% -3.1%
1980 49.5% -4.2%
1981 53.5% +8.1%
1982 54.8% +2.3%
1983 58.0% +5.9%
1984 61.1% +5.4%
1985 64.5% +5.6%
1986 64.5% -0.0%
1987 64.6% +0.1%
1988 66.0% +2.1%
1989 68.4% +3.6%
1990 71.4% +4.4%
1991 41.1% -42.5%
1992 90.4% +120.1%
1993 95.2% +5.3%
1994 100.3% +5.3%
1995 104.5% +4.2%
1996 105.3% +0.7%
1997 102.0% -3.0%
1998 103.6% +1.6%
1999 118.1% +14.0%
2000 117.0% -0.9%
2001 124.7% +6.6%
2002 98.9% -20.7%
2003 101.5% +2.6%
2004 110.1% +8.5%
2005 118.6% +7.7%
2006 135.0% +13.8%
2007 139.6% +3.5%
2008 126.9% -9.1%
2009 121.1% -4.6%
2010 124.5% +2.8%
2011 119.2% -4.3%
2012 125.5% +5.2%
2013 127.4% +1.5%
2014 129.2% +1.4%
2015 127.5% -1.3%
2016 124.6% -2.3%
2017 127.2% +2.1%
2018 118.8% -6.6%
2019 118.0% -0.7%
2020 111.3% -5.7%
2021 57.7% -48.1%

South Africa compared with similar countries

  • South Africa's 57.7% is above the median for upper middle income countries, which is 50.2%, 1.1× the median. (55 countries reporting)
  • South Africa's 57.7% is above the median for Sub-Saharan Africa, which is 15.4%, 3.8× the median. (47 countries reporting)

Biggest year-on-year movements

Years where Private credit by deposit money banks and other financial in South Africa changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
1965 +255.7% 16.5% 58.6%
1992 +120.1% 41.1% 90.4%
2021 -48.1% 111.3% 57.7%
1991 -42.5% 71.4% 41.1%

Averages by decade

DecadeAverage LowestHighest Years
1960s 38.5% 15.3% 58.6% 9
1970s 55.6% 51.7% 58.0% 10
1980s 60.5% 49.5% 68.4% 10
1990s 93.2% 41.1% 118.1% 10
2000s 119.4% 98.9% 139.6% 10
2010s 124.2% 118.0% 129.2% 10
2020s 84.5% 57.7% 111.3% 2

Countries ranked near South Africa

  1. 71 Vanuatu 58.8% compare
  2. 72 El Salvador 58.2% compare
  3. 73 Jamaica 58.1% compare
  4. 75 Grenada 57.3% compare
  5. 76 Costa Rica 57.1% compare
  6. 77 Greece 56.8% compare

See the full ranking of 187 places →

More financial sector data for South Africa

All data for South Africa →

Frequently asked questions

What is private credit by deposit money banks and other financial in South Africa?
Private credit by deposit money banks and other financial in South Africa was 57.7% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest private credit by deposit money banks and other financial recorded in South Africa?
The highest recorded value was 139.6% in 2007.
What is the lowest private credit by deposit money banks and other financial recorded in South Africa?
The lowest recorded value was 15.3% in 1961.
How does South Africa rank for private credit by deposit money banks and other financial?
South Africa ranks 74th out of 187 countries with data for 2021.
Is private credit by deposit money banks and other financial rising or falling in South Africa?
Over the last ten years it is down 51.6%. The long-run trend across the full record is rising.
Where does this South Africa data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Private credit by deposit money banks and other financial institutions to GDP (%). Statizoid updates them automatically from the source API.

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Private credit by deposit money banks and other financial in South Africa. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 18 September 2026, from https://financial-sector.statizoid.com/stat/private-credit-by-deposit-money-banks-and-other-financial-institutions-to-gdp-percent/south-africa/

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About this data

Indicator
Private credit by deposit money banks and other financial institutions to GDP (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
187 places, 8,619 data points, 1960–2021
Last refreshed

Private credit by deposit money banks and other financial institutions to GDP, calculated using the following deflation method: {(0.5)*[Ft/P_et + Ft-1/P_et-1]}/[GDPt/P_at] where F is credit to the private sector, P_e is end-of period CPI, and P_a is average annual CPI. Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks and other financial institutions (IFS lines 22d and 42d); GDP in local currency (IFS line 99B..ZF or, if not available, line 99B.CZF); end-of period CPI (IFS line 64M..ZF or, if not available, 64Q..ZF); and average annual CPI is calculated using the monthly CPI values (IFS line 64M..ZF)