Private credit by deposit money banks to GDP in China

China: Private credit by deposit money banks to GDP was 178.1% in 2021. ▲ Rising

Latest (2021)
178.1%
Change on year
down 2.6%
World rank
4th
of 187 countries
All-time high
182.9%
in 2020
All-time low
65.3%
in 1985
Years of data
37
1985–2021

Private credit by deposit money banks to GDP in China, 1985–2021

0501001502001985200320211985: 65.3 %1986: 74.7 %1987: 76.2 %1988: 72 %1989: 75.1 %1990: 84 %1991: 86.3 %1992: 84.4 %1993: 95 %1994: 84.4 %1995: 83.1 %1996: 88.5 %1997: 96.5 %1998: 105.1 %1999: 110.3 %2000: 111 %2001: 109.9 %2002: 117.3 %2003: 125.5 %2004: 118.6 %2005: 111.8 %2006: 109.1 %2007: 105.8 %2008: 102 %2009: 124.4 %2010: 126.6 %2011: 123.1 %2012: 128.9 %2013: 134.3 %2014: 140.2 %2015: 152.6 %2016: 156.2 %2017: 154.9 %2018: 157.8 %2019: 165.4 %2020: 182.9 %2021: 178.1 %

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

In 2021, private credit by deposit money banks to gdp in China stood at 178.1%.

The figure is down 2.6% on the previous year and up 44.7% over ten years.

Over the whole period, private credit by deposit money banks to gdp in China peaked at 182.9% in 2020 and was at its lowest, 65.3%, in 1985.

That places China 4th out of 187 countries with data for 2021, putting it in the top 10%.

The long-run direction has been consistently rising across the 37 years of available data.

Private credit by deposit money banks to GDP in China, year by year

Annual values for Private credit by deposit money banks to GDP (%) in China, 1985 to 2021.
Year % Change
1985 65.3%
1986 74.7% +14.4%
1987 76.2% +1.9%
1988 72.0% -5.5%
1989 75.1% +4.4%
1990 84.0% +11.9%
1991 86.3% +2.7%
1992 84.4% -2.2%
1993 95.0% +12.5%
1994 84.4% -11.2%
1995 83.1% -1.5%
1996 88.5% +6.5%
1997 96.5% +9.0%
1998 105.1% +8.9%
1999 110.3% +4.9%
2000 111.0% +0.7%
2001 109.9% -1.0%
2002 117.3% +6.8%
2003 125.5% +7.0%
2004 118.6% -5.6%
2005 111.8% -5.7%
2006 109.1% -2.4%
2007 105.8% -3.1%
2008 102.0% -3.6%
2009 124.4% +22.0%
2010 126.6% +1.8%
2011 123.1% -2.8%
2012 128.9% +4.7%
2013 134.3% +4.2%
2014 140.2% +4.4%
2015 152.6% +8.8%
2016 156.2% +2.4%
2017 154.9% -0.9%
2018 157.8% +1.9%
2019 165.4% +4.8%
2020 182.9% +10.6%
2021 178.1% -2.6%

China compared with similar countries

  • China's 178.1% is above the median for upper middle income countries, which is 49.7%, 3.6× the median. (55 countries reporting)
  • China's 178.1% is above the median for East Asia & Pacific, which is 71.8%, 2.5× the median. (26 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
1980s 72.7% 65.3% 76.2% 5
1990s 91.8% 83.1% 110.3% 10
2000s 113.5% 102.0% 125.5% 10
2010s 144.0% 123.1% 165.4% 10
2020s 180.5% 178.1% 182.9% 2

Countries ranked near China

  1. 1 Hong Kong, China 260.0% compare
  2. 2 Macau, China 238.2% compare
  3. 3 Cyprus 180.6% compare
  4. 5 Korea 171.5% compare
  5. 6 Switzerland 168.5% compare
  6. 7 Cambodia 166.2% compare

See the full ranking of 187 places →

More financial sector data for China

All data for China →

Frequently asked questions

What is private credit by deposit money banks to gdp in China?
Private credit by deposit money banks to gdp in China was 178.1% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest private credit by deposit money banks to gdp recorded in China?
The highest recorded value was 182.9% in 2020.
What is the lowest private credit by deposit money banks to gdp recorded in China?
The lowest recorded value was 65.3% in 1985.
How does China rank for private credit by deposit money banks to gdp?
China ranks 4th out of 187 countries with data for 2021.
Is private credit by deposit money banks to gdp rising or falling in China?
Over the last ten years it is up 44.7%. The long-run trend across the full record is rising.
Where does this China data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Private credit by deposit money banks to GDP (%). Statizoid updates them automatically from the source API.

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Private credit by deposit money banks to GDP in China. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 14 September 2026, from https://financial-sector.statizoid.com/stat/private-credit-by-deposit-money-banks-to-gdp-percent/china/

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About this data

Indicator
Private credit by deposit money banks to GDP (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
187 places, 8,608 data points, 1960–2021
Last refreshed

Private credit by deposit money banks and other financial institutions to GDP, calculated using the following deflation method: {(0.5)*[Ft/P_et + Ft-1/P_et-1]}/[GDPt/P_at] where F is credit to the private sector, P_e is end-of period CPI, and P_a is average annual CPI. Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); GDP in local currency (IFS line 99B..ZF or, if not available, line 99B.CZF); end-of period CPI (IFS line 64M..ZF or, if not available, 64Q..ZF); and average annual CPI is calculated using the monthly CPI values (IFS line 64M..ZF).