Private credit by deposit money banks to GDP in Germany

Germany: Private credit by deposit money banks to GDP was 85.0% in 2021. ▲ Rising

Latest (2021)
85.0%
Change on year
down 0.3%
World rank
36th
of 187 countries
All-time high
113.5%
in 1998
All-time low
66.5%
in 1970
Years of data
50
1970–2021

Private credit by deposit money banks to GDP in Germany, 1970–2021

0255075100125197019952021

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

The most recent figure for private credit by deposit money banks to gdp in Germany is 85.0%, measured in 2021.

That represents a change of down 0.3% on the previous year and up 0.1% over ten years.

Over the whole period, private credit by deposit money banks to gdp in Germany peaked at 113.5% in 1998 and was at its lowest, 66.5%, in 1970.

That places Germany 36th out of 187 countries with data for 2021, putting it in the top quarter.

The long-run direction has been consistently rising across the 50 years of available data.

Private credit by deposit money banks to GDP in Germany, year by year

Annual values for Private credit by deposit money banks to GDP (%) in Germany, 1970 to 2021.
Year % Change
1970 66.5%
1971 68.5% +2.9%
1972 72.8% +6.4%
1973 73.1% +0.3%
1974 72.1% -1.3%
1975 72.4% +0.3%
1976 73.1% +1.0%
1977 75.0% +2.6%
1978 77.6% +3.5%
1979 80.3% +3.4%
1980 82.4% +2.7%
1981 84.6% +2.6%
1982 85.6% +1.2%
1983 87.6% +2.4%
1984 88.7% +1.3%
1985 90.4% +1.9%
1986 89.2% -1.4%
1987 89.5% +0.4%
1988 88.8% -0.9%
1989 88.7% -0.0%
1990 95.7% +7.9%
1991 87.0% -9.1%
1992 88.3% +1.4%
1993 93.6% +6.1%
1994 96.5% +3.0%
1995 98.0% +1.6%
1996 103.8% +5.9%
1997 107.9% +3.9%
1998 113.5% +5.2%
2001 112.4% -1.0%
2002 111.4% -0.9%
2003 109.9% -1.3%
2004 106.4% -3.2%
2005 105.4% -0.9%
2006 102.1% -3.2%
2007 97.1% -4.8%
2008 97.0% -0.1%
2009 98.8% +1.8%
2010 88.5% -10.4%
2011 84.9% -4.1%
2012 83.8% -1.3%
2013 82.1% -2.0%
2014 79.3% -3.4%
2015 78.1% -1.5%
2016 77.3% -1.0%
2017 77.1% -0.2%
2018 77.7% +0.7%
2019 79.2% +1.9%
2020 85.2% +7.7%
2021 85.0% -0.3%

Averages by decade

DecadeAverage LowestHighest Years
1970s 73.1% 66.5% 80.3% 10
1980s 87.5% 82.4% 90.4% 10
1990s 98.3% 87.0% 113.5% 9
2000s 104.5% 97.0% 112.4% 9
2010s 80.8% 77.1% 88.5% 10
2020s 85.1% 85.0% 85.2% 2

Countries ranked near Germany

  1. 33 Aruba 89.4% compare
  2. 34 Mauritius 88.9% compare
  3. 35 United Arab Emirates 85.6% compare
  4. 37 Fiji 84.7% compare
  5. 38 Jordan 83.7% compare
  6. 39 Panama 83.1% compare

See the full ranking of 187 places →

More financial sector data for Germany

All data for Germany →

Frequently asked questions

What is private credit by deposit money banks to gdp in Germany?
Private credit by deposit money banks to gdp in Germany was 85.0% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest private credit by deposit money banks to gdp recorded in Germany?
The highest recorded value was 113.5% in 1998.
What is the lowest private credit by deposit money banks to gdp recorded in Germany?
The lowest recorded value was 66.5% in 1970.
How does Germany rank for private credit by deposit money banks to gdp?
Germany ranks 36th out of 187 countries with data for 2021.
Is private credit by deposit money banks to gdp rising or falling in Germany?
Over the last ten years it is up 0.1%. The long-run trend across the full record is rising.
Where does this Germany data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Private credit by deposit money banks to GDP (%). Statizoid updates them automatically from the source API.

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Private credit by deposit money banks to GDP in Germany. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 12 September 2026, from https://financial-sector.statizoid.com/stat/private-credit-by-deposit-money-banks-to-gdp-percent/germany/

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About this data

Indicator
Private credit by deposit money banks to GDP (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
187 places, 8,608 data points, 1960–2021
Last refreshed

Private credit by deposit money banks and other financial institutions to GDP, calculated using the following deflation method: {(0.5)*[Ft/P_et + Ft-1/P_et-1]}/[GDPt/P_at] where F is credit to the private sector, P_e is end-of period CPI, and P_a is average annual CPI. Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); GDP in local currency (IFS line 99B..ZF or, if not available, line 99B.CZF); end-of period CPI (IFS line 64M..ZF or, if not available, 64Q..ZF); and average annual CPI is calculated using the monthly CPI values (IFS line 64M..ZF).