Private credit by deposit money banks to GDP in Kenya

Kenya: Private credit by deposit money banks to GDP was 30.9% in 2021. ▲ Rising

Latest (2021)
30.9%
Change on year
down 3.4%
World rank
115th
of 187 countries
All-time high
36.6%
in 2015
All-time low
11.8%
in 1962
Years of data
61
1961–2021

Private credit by deposit money banks to GDP in Kenya, 1961–2021

101520253035196119912021

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

In 2021, private credit by deposit money banks to gdp in Kenya stood at 30.9%.

That represents a change of down 3.4% on the previous year and up 13.5% over ten years.

Over the whole period, private credit by deposit money banks to gdp in Kenya peaked at 36.6% in 2015 and was at its lowest, 11.8%, in 1962.

Kenya ranks 115th of 187 countries on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 61 years of available data.

Private credit by deposit money banks to GDP in Kenya, year by year

Annual values for Private credit by deposit money banks to GDP (%) in Kenya, 1961 to 2021.
Year % Change
1961 12.3%
1962 11.8% -4.1%
1963 13.2% +11.6%
1964 13.7% +3.9%
1965 13.8% +0.5%
1966 12.6% -8.4%
1967 14.6% +15.6%
1968 12.9% -11.6%
1969 12.7% -1.2%
1970 15.1% +18.8%
1971 17.4% +15.3%
1972 16.5% -5.4%
1973 17.9% +8.5%
1974 18.0% +0.5%
1975 17.3% -3.6%
1976 16.8% -2.9%
1977 17.5% +4.1%
1978 21.7% +24.0%
1979 21.0% -3.4%
1980 21.8% +4.0%
1981 21.0% -3.7%
1982 20.4% -2.7%
1983 19.3% -5.5%
1984 19.0% -1.7%
1985 19.3% +1.8%
1986 19.3% -0.1%
1987 18.4% -4.6%
1988 18.9% +2.8%
1989 19.2% +1.6%
1990 18.7% -3.0%
1991 20.0% +7.0%
1992 22.2% +11.0%
1993 18.5% -16.5%
1994 19.8% +7.2%
1995 25.6% +29.2%
1996 21.5% -16.1%
1997 24.2% +12.6%
1998 23.8% -1.7%
1999 26.4% +10.9%
2000 25.6% -3.0%
2001 25.1% -2.1%
2002 25.7% +2.5%
2003 25.0% -2.8%
2004 27.1% +8.6%
2005 26.1% -3.7%
2006 22.8% -12.9%
2007 22.9% +0.7%
2008 25.3% +10.2%
2009 21.8% -13.8%
2010 23.9% +9.7%
2011 27.2% +13.9%
2012 26.4% -3.2%
2013 28.3% +7.2%
2014 34.5% +21.9%
2015 36.6% +6.3%
2016 35.5% -3.1%
2017 33.1% -6.8%
2018 31.2% -5.9%
2019 30.7% -1.3%
2020 32.0% +4.1%
2021 30.9% -3.4%

Kenya compared with similar countries

  • Kenya's 30.9% is above the median for lower middle income countries, which is 22.2%, 1.4× the median. (46 countries reporting)
  • Kenya's 30.9% is above the median for Sub-Saharan Africa, which is 15.4%, 2.0× the median. (47 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
1960s 13.1% 11.8% 14.6% 9
1970s 17.9% 15.1% 21.7% 10
1980s 19.7% 18.4% 21.8% 10
1990s 22.1% 18.5% 26.4% 10
2000s 24.7% 21.8% 27.1% 10
2010s 30.7% 23.9% 36.6% 10
2020s 31.5% 30.9% 32.0% 2

Countries ranked near Kenya

  1. 112 Albania 33.2% compare
  2. 113 Indonesia 31.9% compare
  3. 114 Latvia 31.8% compare
  4. 116 Egypt 29.7% compare
  5. 117 Burkina Faso 29.4% compare
  6. 118 Senegal 28.8% compare

See the full ranking of 187 places →

More financial sector data for Kenya

All data for Kenya →

Frequently asked questions

What is private credit by deposit money banks to gdp in Kenya?
Private credit by deposit money banks to gdp in Kenya was 30.9% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest private credit by deposit money banks to gdp recorded in Kenya?
The highest recorded value was 36.6% in 2015.
What is the lowest private credit by deposit money banks to gdp recorded in Kenya?
The lowest recorded value was 11.8% in 1962.
How does Kenya rank for private credit by deposit money banks to gdp?
Kenya ranks 115th out of 187 countries with data for 2021.
Is private credit by deposit money banks to gdp rising or falling in Kenya?
Over the last ten years it is up 13.5%. The long-run trend across the full record is rising.
Where does this Kenya data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Private credit by deposit money banks to GDP (%). Statizoid updates them automatically from the source API.

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Private credit by deposit money banks to GDP in Kenya. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 13 September 2026, from https://financial-sector.statizoid.com/stat/private-credit-by-deposit-money-banks-to-gdp-percent/kenya/

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About this data

Indicator
Private credit by deposit money banks to GDP (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
187 places, 8,608 data points, 1960–2021
Last refreshed

Private credit by deposit money banks and other financial institutions to GDP, calculated using the following deflation method: {(0.5)*[Ft/P_et + Ft-1/P_et-1]}/[GDPt/P_at] where F is credit to the private sector, P_e is end-of period CPI, and P_a is average annual CPI. Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); GDP in local currency (IFS line 99B..ZF or, if not available, line 99B.CZF); end-of period CPI (IFS line 64M..ZF or, if not available, 64Q..ZF); and average annual CPI is calculated using the monthly CPI values (IFS line 64M..ZF).