Private credit by deposit money banks to GDP in Nigeria

Nigeria: Private credit by deposit money banks to GDP was 12.2% in 2021. ▲ Rising

Latest (2021)
12.2%
Change on year
up 8.9%
World rank
168th
of 187 countries
All-time high
20.8%
in 2008
All-time low
3.7%
in 1960
Years of data
62
1960–2021

Private credit by deposit money banks to GDP in Nigeria, 1960–2021

5101520196019902021

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

Nigeria recorded 12.2% for private credit by deposit money banks to gdp in 2021.

Compared with earlier readings it is up 8.9% on the previous year and up 13.1% over ten years.

Over the whole period, private credit by deposit money banks to gdp in Nigeria peaked at 20.8% in 2008 and was at its lowest, 3.7%, in 1960.

Nigeria ranks 168th of 187 countries on this measure, in the bottom quarter.

The long-run direction has been consistently rising across the 62 years of available data.

Private credit by deposit money banks to GDP in Nigeria, year by year

Annual values for Private credit by deposit money banks to GDP (%) in Nigeria, 1960 to 2021.
Year % Change
1960 3.7%
1961 3.7% +0.2%
1962 5.0% +34.4%
1963 5.6% +13.4%
1964 6.2% +10.3%
1965 6.6% +5.2%
1966 6.9% +4.7%
1967 7.6% +10.8%
1968 6.0% -20.5%
1969 4.9% -18.4%
1970 3.9% -21.7%
1971 4.8% +24.3%
1972 5.4% +13.5%
1973 6.0% +9.5%
1974 4.6% -22.5%
1975 6.4% +39.0%
1976 7.2% +12.2%
1977 8.7% +21.2%
1978 10.7% +22.6%
1979 10.2% -5.1%
1980 12.0% +18.3%
1981 5.7% -52.4%
1982 6.4% +11.4%
1983 6.2% -3.5%
1984 6.2% +1.0%
1985 6.0% -3.5%
1986 7.5% +25.7%
1987 6.6% -12.8%
1988 6.0% -8.4%
1989 5.0% -16.1%
1990 4.9% -1.9%
1991 5.0% +0.9%
1992 8.2% +63.7%
1993 6.9% -15.1%
1994 8.0% +15.2%
1995 6.5% -18.8%
1996 6.2% -5.2%
1997 7.0% +14.0%
1998 7.6% +8.5%
1999 8.2% +7.1%
2000 8.2% +0.8%
2001 9.8% +19.8%
2002 8.1% -18.0%
2003 8.9% +10.2%
2004 8.5% -5.0%
2005 8.4% -0.3%
2006 8.1% -3.7%
2007 14.8% +82.9%
2008 20.8% +40.0%
2009 19.6% -5.6%
2010 13.0% -33.4%
2011 10.8% -17.2%
2012 10.4% -3.5%
2013 11.4% +9.3%
2014 13.1% +15.2%
2015 12.9% -1.6%
2016 14.6% +12.9%
2017 12.8% -12.5%
2018 10.2% -20.3%
2019 10.4% +2.5%
2020 11.2% +7.6%
2021 12.2% +8.9%

Nigeria compared with similar countries

  • Nigeria's 12.2% is below the median for lower middle income countries, which is 22.2%, 55% of the median. (46 countries reporting)
  • Nigeria's 12.2% is below the median for Sub-Saharan Africa, which is 15.4%, 80% of the median. (47 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
1960s 5.6% 3.7% 7.6% 10
1970s 6.8% 3.9% 10.7% 10
1980s 6.8% 5.0% 12.0% 10
1990s 6.8% 4.9% 8.2% 10
2000s 11.5% 8.1% 20.8% 10
2010s 12.0% 10.2% 14.6% 10
2020s 11.7% 11.2% 12.2% 2

Countries ranked near Nigeria

  1. 165 Congo 13.2% compare
  2. 166 Niger 12.9% compare
  3. 167 Tanzania, United Republic of 12.6% compare
  4. 169 Central African Republic 11.5% compare
  5. 170 Iraq 11.3% compare
  6. 171 Ghana 10.3% compare

See the full ranking of 187 places →

More financial sector data for Nigeria

All data for Nigeria →

Frequently asked questions

What is private credit by deposit money banks to gdp in Nigeria?
Private credit by deposit money banks to gdp in Nigeria was 12.2% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest private credit by deposit money banks to gdp recorded in Nigeria?
The highest recorded value was 20.8% in 2008.
What is the lowest private credit by deposit money banks to gdp recorded in Nigeria?
The lowest recorded value was 3.7% in 1960.
How does Nigeria rank for private credit by deposit money banks to gdp?
Nigeria ranks 168th out of 187 countries with data for 2021.
Is private credit by deposit money banks to gdp rising or falling in Nigeria?
Over the last ten years it is up 13.1%. The long-run trend across the full record is rising.
Where does this Nigeria data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Private credit by deposit money banks to GDP (%). Statizoid updates them automatically from the source API.

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Private credit by deposit money banks to GDP in Nigeria. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 15 September 2026, from https://financial-sector.statizoid.com/stat/private-credit-by-deposit-money-banks-to-gdp-percent/nigeria/

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About this data

Indicator
Private credit by deposit money banks to GDP (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
187 places, 8,608 data points, 1960–2021
Last refreshed

Private credit by deposit money banks and other financial institutions to GDP, calculated using the following deflation method: {(0.5)*[Ft/P_et + Ft-1/P_et-1]}/[GDPt/P_at] where F is credit to the private sector, P_e is end-of period CPI, and P_a is average annual CPI. Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); GDP in local currency (IFS line 99B..ZF or, if not available, line 99B.CZF); end-of period CPI (IFS line 64M..ZF or, if not available, 64Q..ZF); and average annual CPI is calculated using the monthly CPI values (IFS line 64M..ZF).