Private credit by deposit money banks to GDP in Poland

Poland: Private credit by deposit money banks to GDP was 46.4% in 2021. ▲ Rising

Latest (2021)
46.4%
Change on year
down 6.7%
World rank
96th
of 187 countries
All-time high
54.4%
in 2016
All-time low
16.5%
in 1995
Years of data
32
1990–2021

Private credit by deposit money banks to GDP in Poland, 1990–2021

203040501990200520211990: 18.9 %1991: 21.4 %1992: 19.3 %1993: 19.1 %1994: 16.6 %1995: 16.5 %1996: 18.8 %1997: 20.5 %1998: 22.3 %1999: 25.2 %2000: 26.4 %2001: 27.2 %2002: 27.3 %2003: 27.9 %2004: 27.9 %2005: 28.7 %2006: 33 %2007: 39.1 %2008: 49.2 %2009: 47 %2010: 48.7 %2011: 51.4 %2012: 50.3 %2013: 51.4 %2014: 52.6 %2015: 53.6 %2016: 54.4 %2017: 52.5 %2018: 52.5 %2019: 50.7 %2020: 49.8 %2021: 46.4 %

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

The most recent figure for private credit by deposit money banks to gdp in Poland is 46.4%, measured in 2021.

That represents a change of down 6.7% on the previous year and down 9.8% over ten years.

Over the whole period, private credit by deposit money banks to gdp in Poland peaked at 54.4% in 2016 and was at its lowest, 16.5%, in 1995.

Poland ranks 96th of 187 countries on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 32 years of available data.

Private credit by deposit money banks to GDP in Poland, year by year

Annual values for Private credit by deposit money banks to GDP (%) in Poland, 1990 to 2021.
Year % Change
1990 18.9%
1991 21.4% +13.4%
1992 19.3% -9.6%
1993 19.1% -1.3%
1994 16.6% -12.8%
1995 16.5% -0.8%
1996 18.8% +13.9%
1997 20.5% +9.2%
1998 22.3% +8.7%
1999 25.2% +12.8%
2000 26.4% +4.9%
2001 27.2% +2.9%
2002 27.3% +0.4%
2003 27.9% +2.3%
2004 27.9% -0.2%
2005 28.7% +3.0%
2006 33.0% +14.9%
2007 39.1% +18.5%
2008 49.2% +26.0%
2009 47.0% -4.5%
2010 48.7% +3.5%
2011 51.4% +5.6%
2012 50.3% -2.2%
2013 51.4% +2.2%
2014 52.6% +2.4%
2015 53.6% +1.9%
2016 54.4% +1.6%
2017 52.5% -3.6%
2018 52.5% +0.1%
2019 50.7% -3.5%
2020 49.8% -1.8%
2021 46.4% -6.7%

Poland compared with similar countries

  • Poland's 46.4% is below the median for high income countries, which is 79.1%, 59% of the median. (62 countries reporting)
  • Poland's 46.4% is below the median for Europe & Central Asia, which is 56.3%, 82% of the median. (49 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
1990s 19.9% 16.5% 25.2% 10
2000s 33.4% 26.4% 49.2% 10
2010s 51.8% 48.7% 54.4% 10
2020s 48.1% 46.4% 49.8% 2

Countries ranked near Poland

  1. 94 Peru 47.8% compare
  2. 95 Palestine, State of 47.5% compare
  3. 97 Saint Vincent and the Grenadines 46.2% compare
  4. 98 Trinidad and Tobago 46.1% compare
  5. 99 Serbia 43.4% compare

See the full ranking of 187 places →

More financial sector data for Poland

All data for Poland →

Frequently asked questions

What is private credit by deposit money banks to gdp in Poland?
Private credit by deposit money banks to gdp in Poland was 46.4% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest private credit by deposit money banks to gdp recorded in Poland?
The highest recorded value was 54.4% in 2016.
What is the lowest private credit by deposit money banks to gdp recorded in Poland?
The lowest recorded value was 16.5% in 1995.
How does Poland rank for private credit by deposit money banks to gdp?
Poland ranks 96th out of 187 countries with data for 2021.
Is private credit by deposit money banks to gdp rising or falling in Poland?
Over the last ten years it is down 9.8%. The long-run trend across the full record is rising.
Where does this Poland data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Private credit by deposit money banks to GDP (%). Statizoid updates them automatically from the source API.

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Private credit by deposit money banks to GDP in Poland. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 14 September 2026, from https://financial-sector.statizoid.com/stat/private-credit-by-deposit-money-banks-to-gdp-percent/poland/

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About this data

Indicator
Private credit by deposit money banks to GDP (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
187 places, 8,608 data points, 1960–2021
Last refreshed

Private credit by deposit money banks and other financial institutions to GDP, calculated using the following deflation method: {(0.5)*[Ft/P_et + Ft-1/P_et-1]}/[GDPt/P_at] where F is credit to the private sector, P_e is end-of period CPI, and P_a is average annual CPI. Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); GDP in local currency (IFS line 99B..ZF or, if not available, line 99B.CZF); end-of period CPI (IFS line 64M..ZF or, if not available, 64Q..ZF); and average annual CPI is calculated using the monthly CPI values (IFS line 64M..ZF).