Private credit by deposit money banks to GDP in United States of America

United States of America: Private credit by deposit money banks to GDP was 54.6% in 2020. ▲ Rising

Latest (2020)
54.6%
Change on year
up 4.6%
World rank
74th
of 187 countries
All-time high
59.8%
in 2008
All-time low
39.0%
in 1960
Years of data
61
1960–2020

Private credit by deposit money banks to GDP in United States of America, 1960–2020

0204060196019902020

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

In 2020, private credit by deposit money banks to gdp in United States of America stood at 54.6%.

Compared with earlier readings it is up 4.6% on the previous year and up 4.4% over ten years.

Over the whole period, private credit by deposit money banks to gdp in United States of America peaked at 59.8% in 2008 and was at its lowest, 39.0%, in 1960.

United States of America ranks 74th of 187 countries on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 61 years of available data.

Private credit by deposit money banks to GDP in United States of America, year by year

Annual values for Private credit by deposit money banks to GDP (%) in United States of America, 1960 to 2020.
Year % Change
1960 39.0%
1961 40.8% +4.6%
1962 42.4% +4.0%
1963 45.5% +7.1%
1964 47.3% +4.0%
1965 49.2% +4.0%
1966 48.3% -1.7%
1967 49.0% +1.4%
1968 49.3% +0.5%
1969 49.7% +0.9%
1970 49.6% -0.2%
1971 50.7% +2.2%
1972 53.9% +6.2%
1973 56.5% +4.8%
1974 57.4% +1.5%
1975 54.1% -5.6%
1976 53.8% -0.7%
1977 55.7% +3.5%
1978 56.6% +1.7%
1979 56.6% -0.0%
1980 55.1% -2.7%
1981 52.3% -5.1%
1982 51.3% -1.8%
1983 51.6% +0.6%
1984 53.5% +3.7%
1985 55.1% +2.9%
1986 56.7% +3.0%
1987 56.9% +0.2%
1988 57.3% +0.8%
1989 56.1% -2.1%
1990 52.7% -6.1%
1991 49.1% -6.9%
1992 45.6% -7.0%
1993 44.4% -2.8%
1994 44.5% +0.2%
1995 45.8% +3.1%
1996 46.3% +0.9%
1997 46.6% +0.7%
1998 47.3% +1.4%
1999 47.3% +0.1%
2000 49.0% +3.5%
2001 50.2% +2.4%
2002 50.3% +0.3%
2003 51.5% +2.3%
2004 53.4% +3.7%
2005 55.3% +3.7%
2006 57.2% +3.3%
2007 59.6% +4.2%
2008 59.8% +0.3%
2009 53.9% -9.8%
2010 52.3% -3.0%
2011 50.6% -3.1%
2012 49.9% -1.4%
2013 49.2% -1.4%
2014 49.7% +1.1%
2015 51.1% +2.7%
2016 52.4% +2.6%
2017 52.6% +0.4%
2018 52.2% -0.7%
2019 52.2% -0.1%
2020 54.6% +4.6%

United States of America compared with similar countries

  • United States of America's 54.6% is below the median for high income countries, which is 79.1%, 69% of the median. (62 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
1960s 46.0% 39.0% 49.7% 10
1970s 54.5% 49.6% 57.4% 10
1980s 54.6% 51.3% 57.3% 10
1990s 47.0% 44.4% 52.7% 10
2000s 54.0% 49.0% 59.8% 10
2010s 51.2% 49.2% 52.6% 10
2020s 54.6% 54.6% 54.6% 1

Countries ranked near United States of America

  1. 71 Greece 56.8% compare
  2. 72 Russian Federation 56.3% compare
  3. 73 Costa Rica 56.0% compare
  4. 75 Saudi Arabia 54.0% compare
  5. 76 Croatia 54.0% compare
  6. 77 North Macedonia 53.7% compare

See the full ranking of 187 places →

More financial sector data for United States of America

All data for United States of America →

Frequently asked questions

What is private credit by deposit money banks to gdp in United States of America?
Private credit by deposit money banks to gdp in United States of America was 54.6% in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest private credit by deposit money banks to gdp recorded in United States of America?
The highest recorded value was 59.8% in 2008.
What is the lowest private credit by deposit money banks to gdp recorded in United States of America?
The lowest recorded value was 39.0% in 1960.
How does United States of America rank for private credit by deposit money banks to gdp?
United States of America ranks 74th out of 187 countries with data for 2020.
Is private credit by deposit money banks to gdp rising or falling in United States of America?
Over the last ten years it is up 4.4%. The long-run trend across the full record is rising.
Where does this United States of America data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Private credit by deposit money banks to GDP (%). Statizoid updates them automatically from the source API.

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Private credit by deposit money banks to GDP in United States of America. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 17 September 2026, from https://financial-sector.statizoid.com/stat/private-credit-by-deposit-money-banks-to-gdp-percent/united-states/

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About this data

Indicator
Private credit by deposit money banks to GDP (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
187 places, 8,608 data points, 1960–2021
Last refreshed

Private credit by deposit money banks and other financial institutions to GDP, calculated using the following deflation method: {(0.5)*[Ft/P_et + Ft-1/P_et-1]}/[GDPt/P_at] where F is credit to the private sector, P_e is end-of period CPI, and P_a is average annual CPI. Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); GDP in local currency (IFS line 99B..ZF or, if not available, line 99B.CZF); end-of period CPI (IFS line 64M..ZF or, if not available, 64Q..ZF); and average annual CPI is calculated using the monthly CPI values (IFS line 64M..ZF).