Real interest rate in Bosnia and Herzegovina
Bosnia and Herzegovina: Real interest rate was 1.2% in 2025. ◆ Volatile
Real interest rate in Bosnia and Herzegovina, 2002–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for real interest rate in Bosnia and Herzegovina is 1.2%, measured in 2025.
That represents a change of up 775.5% on the previous year and down 72.9% over ten years.
Over the whole period, real interest rate in Bosnia and Herzegovina peaked at 9.3% in 2003 and was at its lowest, -7.6%, in 2022.
Bosnia and Herzegovina ranks 115th of 149 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Real interest rate in Bosnia and Herzegovina, year by year
| Year | % | Change |
|---|---|---|
| 2002 | 7.3% | — |
| 2003 | 9.3% | +27.4% |
| 2004 | 7.9% | -14.8% |
| 2005 | 3.2% | -59.4% |
| 2006 | 0.2% | -93.8% |
| 2007 | 0.9% | +363.3% |
| 2008 | -0.3% | -136.4% |
| 2009 | 7.7% | -2411.8% |
| 2010 | 6.4% | -17.3% |
| 2011 | 4.9% | -23.6% |
| 2012 | 6.5% | +32.8% |
| 2013 | 7.3% | +12.3% |
| 2014 | 5.6% | -23.2% |
| 2015 | 4.3% | -22.4% |
| 2016 | 3.9% | -11.1% |
| 2017 | 2.6% | -33.7% |
| 2018 | 1.0% | -61.9% |
| 2019 | 0.8% | -18.3% |
| 2020 | 3.0% | +278.5% |
| 2021 | -1.7% | -155.8% |
| 2022 | -7.6% | +350.2% |
| 2023 | -3.0% | -60.8% |
| 2024 | 0.1% | -104.5% |
| 2025 | 1.2% | +775.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.5% | -0.3% | 9.3% | 8 |
| 2010s | 4.3% | 0.8% | 7.3% | 10 |
| 2020s | -1.3% | -7.6% | 3.0% | 6 |
Countries ranked near Bosnia and Herzegovina
More financial sector data for Bosnia and Herzegovina
- Net domestic credit (current LCU), per capita 9,434 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 0.9087 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 13.66 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 3.92 million SDR (2024)
- Gold reserves at market value 224.07 million SDR (2024)
- Reserves excluding gold, foreign exchange 7.00 billion SDR (2024)
- Reserves excluding gold 7.00 billion SDR (2024)
- Total reserves (gold at market value) 7.22 billion SDR (2024)
- Total reserves (gold at national valuation) 7.23 billion SDR (2024)
- Total reserves (gold at national valuation) (SDR), per capita 2,284 SDR per person (2024)
Frequently asked questions
- What is real interest rate in Bosnia and Herzegovina?
- Real interest rate in Bosnia and Herzegovina was 1.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest real interest rate recorded in Bosnia and Herzegovina?
- The highest recorded value was 9.3% in 2003.
- What is the lowest real interest rate recorded in Bosnia and Herzegovina?
- The lowest recorded value was -7.6% in 2022.
- How does Bosnia and Herzegovina rank for real interest rate?
- Bosnia and Herzegovina ranks 115th out of 149 countries with data for 2025.
- Is real interest rate rising or falling in Bosnia and Herzegovina?
- Over the last ten years it is down 72.9%. The long-run trend across the full record is volatile.
- Where does this Bosnia and Herzegovina data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.
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About this data
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.