Real interest rate in Brazil

Brazil: Real interest rate was 37.5% in 2025. ▼ Falling

Latest (2025)
37.5%
Change on year
up 7.9%
World rank
3rd
of 149 countries
All-time high
77.6%
in 1998
All-time low
15.0%
in 2021
Years of data
29
1997–2025

Real interest rate in Brazil, 1997–2025

204060801997201120251997: 65.4 %1998: 77.6 %1999: 67.1 %2000: 48.5 %2001: 45.6 %2002: 48.3 %2003: 46.4 %2004: 43.8 %2005: 44.6 %2006: 41.2 %2007: 35 %2008: 35.4 %2009: 34.8 %2010: 29.1 %2011: 32.8 %2012: 26.6 %2013: 18.5 %2014: 22.4 %2015: 33.8 %2016: 40.7 %2017: 41.7 %2018: 33.1 %2019: 31.9 %2020: 21.2 %2021: 15 %2022: 28.4 %2023: 36.6 %2024: 34.7 %2025: 37.5 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

Brazil recorded 37.5% for real interest rate in 2025.

The figure is up 7.9% on the previous year and up 10.7% over ten years.

Over the whole period, real interest rate in Brazil peaked at 77.6% in 1998 and was at its lowest, 15.0%, in 2021.

That places Brazil 3rd out of 149 countries with data for 2025, putting it in the top 10%.

The long-run direction has been consistently falling across the 29 years of available data.

Real interest rate in Brazil, year by year

Annual values for Real interest rate (%) in Brazil, 1997 to 2025.
Year % Change
1997 65.4% —
1998 77.6% +18.7%
1999 67.1% -13.6%
2000 48.5% -27.7%
2001 45.6% -5.9%
2002 48.3% +5.9%
2003 46.4% -3.9%
2004 43.8% -5.7%
2005 44.6% +2.0%
2006 41.2% -7.6%
2007 35.0% -15.1%
2008 35.4% +1.0%
2009 34.8% -1.6%
2010 29.1% -16.3%
2011 32.8% +12.8%
2012 26.6% -19.0%
2013 18.5% -30.4%
2014 22.4% +21.1%
2015 33.8% +51.0%
2016 40.7% +20.3%
2017 41.7% +2.5%
2018 33.1% -20.6%
2019 31.9% -3.6%
2020 21.2% -33.6%
2021 15.0% -29.2%
2022 28.4% +89.2%
2023 36.6% +28.7%
2024 34.7% -5.0%
2025 37.5% +7.9%

Brazil compared with similar countries

  • Brazil's 37.5% is above the median for upper middle income countries, which is 5.2%, 7.3× the median. (49 countries reporting)
  • Brazil's 37.5% is above the median for Latin America & Caribbean, which is 4.6%, 8.1× the median. (31 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
1990s 70.0% 65.4% 77.6% 3
2000s 42.4% 34.8% 48.5% 10
2010s 31.1% 18.5% 41.7% 10
2020s 28.9% 15.0% 37.5% 6

Countries ranked near Brazil

  1. 1 Iraq 57.6% compare
  2. 2 Madagascar 47.6% compare
  3. 4 Tajikistan 19.2% compare
  4. 5 Mozambique 18.7% compare
  5. 6 Sierra Leone 18.3% compare

See the full ranking of 149 places →

More financial sector data for Brazil

All data for Brazil →

Frequently asked questions

What is real interest rate in Brazil?
Real interest rate in Brazil was 37.5% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest real interest rate recorded in Brazil?
The highest recorded value was 77.6% in 1998.
What is the lowest real interest rate recorded in Brazil?
The lowest recorded value was 15.0% in 2021.
How does Brazil rank for real interest rate?
Brazil ranks 3rd out of 149 countries with data for 2025.
Is real interest rate rising or falling in Brazil?
Over the last ten years it is up 10.7%. The long-run trend across the full record is falling.
Where does this Brazil data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.

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Real interest rate in Brazil. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 25 September 2026, from https://financial-sector.statizoid.com/stat/real-interest-rate-percent/brazil/

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About this data

Indicator
Real interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
149 places, 4,773 data points, 1961–2025
Last refreshed

An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.