Real interest rate in Georgia
Georgia: Real interest rate was 10.7% in 2025. ◆ Volatile
Real interest rate in Georgia, 2003–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, real interest rate in Georgia stood at 10.7%.
The figure is up 10.9% on the previous year and up 57.9% over ten years.
Over the whole period, real interest rate in Georgia peaked at 20.4% in 2009 and was at its lowest, -0.1%, in 2010.
Georgia ranks 22nd of 149 countries on this measure, in the top quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Real interest rate in Georgia, year by year
| Year | % | Change |
|---|---|---|
| 2003 | 19.7% | — |
| 2004 | 12.6% | -35.9% |
| 2005 | 8.9% | -29.2% |
| 2006 | 7.9% | -10.9% |
| 2007 | 7.0% | -12.4% |
| 2008 | 7.7% | +10.8% |
| 2009 | 20.4% | +165.0% |
| 2010 | -0.1% | -100.3% |
| 2011 | 5.3% | -10276.7% |
| 2012 | 14.5% | +171.4% |
| 2013 | 14.3% | -0.9% |
| 2014 | 7.0% | -51.2% |
| 2015 | 6.7% | -3.6% |
| 2016 | 10.1% | +49.9% |
| 2017 | 3.7% | -63.8% |
| 2018 | 7.4% | +101.4% |
| 2019 | 6.6% | -11.1% |
| 2020 | 4.6% | -29.3% |
| 2021 | 2.1% | -55.4% |
| 2022 | 5.1% | +146.7% |
| 2023 | 12.7% | +148.5% |
| 2024 | 9.6% | -24.2% |
| 2025 | 10.7% | +10.9% |
Georgia compared with similar countries
- Georgia's 10.7% is above the median for upper middle income countries, which is 5.2%, 2.1× the median. (49 countries reporting)
- Georgia's 10.7% is above the median for Europe & Central Asia, which is 2.2%, 4.8× the median. (29 countries reporting)
Biggest year-on-year movements
Years where Real interest rate in Georgia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2011 | +10276.7% | -0.1% | 5.3% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 12.0% | 7.0% | 20.4% | 7 |
| 2010s | 7.6% | -0.1% | 14.5% | 10 |
| 2020s | 7.5% | 2.1% | 12.7% | 6 |
Countries ranked near Georgia
More financial sector data for Georgia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0076 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0055 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0076 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is real interest rate in Georgia?
- Real interest rate in Georgia was 10.7% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest real interest rate recorded in Georgia?
- The highest recorded value was 20.4% in 2009.
- What is the lowest real interest rate recorded in Georgia?
- The lowest recorded value was -0.1% in 2010.
- How does Georgia rank for real interest rate?
- Georgia ranks 22nd out of 149 countries with data for 2025.
- Is real interest rate rising or falling in Georgia?
- Over the last ten years it is up 57.9%. The long-run trend across the full record is volatile.
- Where does this Georgia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.
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About this data
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.