Real interest rate in Honduras

Honduras: Real interest rate was 9.8% in 2025. ▼ Falling

Latest (2025)
9.8%
Change on year
down 9.3%
World rank
28th
of 149 countries
All-time high
32.1%
in 1999
All-time low
4.8%
in 2022
Years of data
44
1982–2025

Real interest rate in Honduras, 1982–2025

01020301982200320251982: 17.7 %1983: 17.1 %1984: 13.4 %1985: 13.3 %1986: 12.7 %1987: 10.1 %1988: 9.4 %1989: 11.1 %1990: 17.2 %1991: 19.9 %1992: 15.1 %1993: 15.1 %1994: 27.2 %1995: 21.9 %1996: 25.8 %1997: 25.4 %1998: 28 %1999: 32.1 %2000: 19.6 %2001: 14.5 %2002: 16.7 %2003: 14.2 %2004: 12.6 %2005: 10.8 %2006: 11.5 %2007: 9.4 %2008: 9.4 %2009: 11 %2010: 13.6 %2011: 10 %2012: 14.4 %2013: 18.5 %2014: 12.9 %2015: 12.8 %2016: 15.1 %2017: 14.1 %2018: 15.6 %2019: 13.5 %2020: 13.2 %2021: 10.9 %2022: 4.8 %2023: 7.9 %2024: 10.8 %2025: 9.8 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

In 2025, real interest rate in Honduras stood at 9.8%.

That represents a change of down 9.3% on the previous year and down 23.8% over ten years.

Over the whole period, real interest rate in Honduras peaked at 32.1% in 1999 and was at its lowest, 4.8%, in 2022.

Honduras ranks 28th of 149 countries on this measure, in the top quarter.

The long-run direction has been consistently falling across the 44 years of available data.

Real interest rate in Honduras, year by year

Annual values for Real interest rate (%) in Honduras, 1982 to 2025.
Year % Change
1982 17.7% —
1983 17.1% -3.3%
1984 13.4% -21.8%
1985 13.3% -0.1%
1986 12.7% -4.7%
1987 10.1% -20.5%
1988 9.4% -6.8%
1989 11.1% +17.7%
1990 17.2% +55.3%
1991 19.9% +15.9%
1992 15.1% -24.1%
1993 15.1% +0.0%
1994 27.2% +79.9%
1995 21.9% -19.4%
1996 25.8% +17.6%
1997 25.4% -1.4%
1998 28.0% +9.9%
1999 32.1% +14.7%
2000 19.6% -38.9%
2001 14.5% -26.0%
2002 16.7% +15.1%
2003 14.2% -14.8%
2004 12.6% -11.3%
2005 10.8% -14.6%
2006 11.5% +6.6%
2007 9.4% -18.4%
2008 9.4% +0.6%
2009 11.0% +16.4%
2010 13.6% +23.8%
2011 10.0% -26.4%
2012 14.4% +44.0%
2013 18.5% +28.5%
2014 12.9% -30.2%
2015 12.8% -0.4%
2016 15.1% +17.6%
2017 14.1% -6.6%
2018 15.6% +10.2%
2019 13.5% -13.0%
2020 13.2% -2.7%
2021 10.9% -17.5%
2022 4.8% -55.4%
2023 7.9% +62.6%
2024 10.8% +37.0%
2025 9.8% -9.3%

Honduras compared with similar countries

  • Honduras's 9.8% is above the median for lower middle income countries, which is 5.2%, 1.9× the median. (38 countries reporting)
  • Honduras's 9.8% is above the median for Latin America & Caribbean, which is 4.6%, 2.1× the median. (31 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
1980s 13.1% 9.4% 17.7% 8
1990s 22.8% 15.1% 32.1% 10
2000s 13.0% 9.4% 19.6% 10
2010s 14.0% 10.0% 18.5% 10
2020s 9.6% 4.8% 13.2% 6

Countries ranked near Honduras

  1. 25 Kuwait 10.5% compare
  2. 26 Malawi 10.0% compare
  3. 27 Armenia 9.9% compare
  4. 29 Tanzania 9.6% compare
  5. 30 Eswatini 9.5% compare
  6. 31 Guatemala 9.2% compare

See the full ranking of 149 places →

More financial sector data for Honduras

All data for Honduras →

Frequently asked questions

What is real interest rate in Honduras?
Real interest rate in Honduras was 9.8% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest real interest rate recorded in Honduras?
The highest recorded value was 32.1% in 1999.
What is the lowest real interest rate recorded in Honduras?
The lowest recorded value was 4.8% in 2022.
How does Honduras rank for real interest rate?
Honduras ranks 28th out of 149 countries with data for 2025.
Is real interest rate rising or falling in Honduras?
Over the last ten years it is down 23.8%. The long-run trend across the full record is falling.
Where does this Honduras data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.

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Real interest rate in Honduras. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 25 September 2026, from https://financial-sector.statizoid.com/stat/real-interest-rate-percent/honduras/

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About this data

Indicator
Real interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
149 places, 4,773 data points, 1961–2025
Last refreshed

An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.