Real interest rate in Hong Kong, China
Hong Kong, China: Real interest rate was 4.1% in 2025. ◆ Volatile
Real interest rate in Hong Kong, China, 1990–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Hong Kong, China recorded 4.1% for real interest rate in 2025.
The figure is up 170.9% on the previous year and up 214.1% over ten years.
Over the whole period, real interest rate in Hong Kong, China peaked at 13.1% in 1999 and was at its lowest, -2.3%, in 1992.
Hong Kong, China ranks 82nd of 148 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Real interest rate in Hong Kong, China, year by year
| Year | % | Change |
|---|---|---|
| 1990 | 2.3% | — |
| 1991 | 0.3% | -88.8% |
| 1992 | -2.3% | -1022.5% |
| 1993 | -1.9% | -16.7% |
| 1994 | 1.0% | -150.9% |
| 1995 | 4.6% | +360.8% |
| 1996 | 2.5% | -45.5% |
| 1997 | 3.0% | +19.0% |
| 1998 | 8.6% | +189.1% |
| 1999 | 13.1% | +53.2% |
| 2000 | 13.1% | -0.2% |
| 2001 | 8.8% | -33.1% |
| 2002 | 8.8% | +0.4% |
| 2003 | 11.7% | +33.0% |
| 2004 | 8.9% | -23.7% |
| 2005 | 6.4% | -28.7% |
| 2006 | 8.5% | +33.4% |
| 2007 | 4.3% | -49.5% |
| 2008 | 4.0% | -7.2% |
| 2009 | 5.4% | +35.6% |
| 2010 | 4.7% | -12.6% |
| 2011 | 1.1% | -77.5% |
| 2012 | 1.4% | +32.5% |
| 2013 | 3.1% | +122.8% |
| 2014 | 2.1% | -33.2% |
| 2015 | 1.3% | -37.4% |
| 2016 | 3.3% | +152.7% |
| 2017 | 2.1% | -37.7% |
| 2018 | 1.3% | -35.3% |
| 2019 | 3.0% | +124.8% |
| 2020 | 4.3% | +44.6% |
| 2021 | 4.3% | -1.1% |
| 2022 | 3.4% | -21.7% |
| 2023 | 2.8% | -16.7% |
| 2024 | 1.5% | -45.8% |
| 2025 | 4.1% | +170.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 3.1% | -2.3% | 13.1% | 10 |
| 2000s | 8.0% | 4.0% | 13.1% | 10 |
| 2010s | 2.3% | 1.1% | 4.7% | 10 |
| 2020s | 3.4% | 1.5% | 4.3% | 6 |
Countries ranked near Hong Kong, China
More financial sector data for Hong Kong, China
- Net domestic credit (current LCU), per capita 1.09 million current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 19.14 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 3.56 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 2.35 million SDR (2025)
- Gold reserves at market value 213.69 million SDR (2025)
- Reserves excluding gold, foreign exchange 312.26 billion SDR (2025)
- Reserves excluding gold 317.08 billion SDR (2023)
- Total reserves (gold at market value) 317.18 billion SDR (2023)
- Total reserves (gold at national valuation) 317.18 billion SDR (2023)
- Total reserves (gold at national valuation) (SDR), per capita 42,088 SDR per person (2023)
Frequently asked questions
- What is real interest rate in Hong Kong, China?
- Real interest rate in Hong Kong, China was 4.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest real interest rate recorded in Hong Kong, China?
- The highest recorded value was 13.1% in 1999.
- What is the lowest real interest rate recorded in Hong Kong, China?
- The lowest recorded value was -2.3% in 1992.
- How does Hong Kong, China rank for real interest rate?
- Hong Kong, China ranks 82nd out of 148 countries with data for 2025.
- Is real interest rate rising or falling in Hong Kong, China?
- Over the last ten years it is up 214.1%. The long-run trend across the full record is volatile.
- Where does this Hong Kong, China data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.
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About this data
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.