Real interest rate in Moldova
Moldova: Real interest rate was 2.3% in 2025. ◆ Volatile
Real interest rate in Moldova, 1995–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for real interest rate in Moldova is 2.3%, measured in 2025.
That represents a change of down 2.3% on the previous year and down 1.3% over ten years.
Over the whole period, real interest rate in Moldova peaked at 19.5% in 1998 and was at its lowest, -12.7%, in 2010.
That places Moldova 102nd out of 149 countries with data for 2025, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Real interest rate in Moldova, year by year
| Year | % | Change |
|---|---|---|
| 1995 | 1.5% | — |
| 1996 | 6.9% | +369.5% |
| 1997 | 18.5% | +168.4% |
| 1998 | 19.5% | +5.5% |
| 1999 | -3.0% | -115.6% |
| 2000 | 5.1% | -266.7% |
| 2001 | 14.8% | +192.5% |
| 2002 | 12.5% | -15.8% |
| 2003 | 3.9% | -69.1% |
| 2004 | 12.0% | +211.5% |
| 2005 | 9.1% | -24.4% |
| 2006 | 4.2% | -54.2% |
| 2007 | 2.5% | -39.4% |
| 2008 | 10.8% | +330.0% |
| 2009 | 18.0% | +66.2% |
| 2010 | -12.7% | -170.7% |
| 2011 | 5.8% | -145.4% |
| 2012 | 5.6% | -3.4% |
| 2013 | 8.1% | +44.4% |
| 2014 | 5.6% | -30.7% |
| 2015 | 2.3% | -58.7% |
| 2016 | 10.4% | +348.8% |
| 2017 | 3.9% | -62.7% |
| 2018 | 5.5% | +41.2% |
| 2019 | 2.8% | -49.6% |
| 2020 | 2.5% | -10.3% |
| 2021 | 1.0% | -61.3% |
| 2022 | -6.0% | -727.4% |
| 2023 | 2.8% | -146.5% |
| 2024 | 2.3% | -16.2% |
| 2025 | 2.3% | -2.3% |
Moldova compared with similar countries
- Moldova's 2.3% is below the median for upper middle income countries, which is 5.2%, 44% of the median. (49 countries reporting)
- Moldova's 2.3% is above the median for Europe & Central Asia, which is 2.2%, 1.0× the median. (29 countries reporting)
Biggest year-on-year movements
Years where Real interest rate in Moldova changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2022 | -727.4% | 1.0% | -6.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 8.7% | -3.0% | 19.5% | 5 |
| 2000s | 9.3% | 2.5% | 18.0% | 10 |
| 2010s | 3.7% | -12.7% | 10.4% | 10 |
| 2020s | 0.8% | -6.0% | 2.8% | 6 |
Countries ranked near Moldova
- 99 Chile 2.5% compare
- 100 Guinea-Bissau 2.5% compare
- 101 Malta 2.4% compare
- 103 Montenegro 2.2% compare
- 104 Samoa 2.1% compare
- 105 Saint Vincent and the Grenadines 2.0% compare
More financial sector data for Moldova
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0029 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0021 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0029 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is real interest rate in Moldova?
- Real interest rate in Moldova was 2.3% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest real interest rate recorded in Moldova?
- The highest recorded value was 19.5% in 1998.
- What is the lowest real interest rate recorded in Moldova?
- The lowest recorded value was -12.7% in 2010.
- How does Moldova rank for real interest rate?
- Moldova ranks 102nd out of 149 countries with data for 2025.
- Is real interest rate rising or falling in Moldova?
- Over the last ten years it is down 1.3%. The long-run trend across the full record is volatile.
- Where does this Moldova data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.
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About this data
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.