Real interest rate in Uganda

Uganda: Real interest rate was 14.7% in 2018. ◆ Volatile

Latest (2018)
14.7%
Change on year
down 7.2%
World rank
12th
of 149 countries
All-time high
23.0%
in 2002
All-time low
-53.4%
in 1988
Years of data
35
1983–2018

Real interest rate in Uganda, 1983–2018

-60-40-200201983200020181983: -20.4 %1984: -2.7 %1985: -43.7 %1986: -43.8 %1987: -52.1 %1988: -53.4 %1989: -35 %1990: -4 %1991: 6.7 %1992: -4.1 %1994: 13 %1995: 9.9 %1996: 15 %1997: 17.7 %1998: 11.1 %1999: 21.7 %2000: 10.6 %2001: 17.3 %2002: 23 %2003: 10.3 %2004: 4.3 %2005: 21.8 %2006: 15.9 %2007: 11 %2008: 13.2 %2009: -34.7 %2010: 13.8 %2011: 11.4 %2012: 21.5 %2013: 19 %2014: 15.7 %2015: 16.6 %2016: 18.2 %2017: 15.9 %2018: 14.7 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

In 2018, real interest rate in Uganda stood at 14.7%.

The figure is down 7.2% on the previous year and up 11.4% over ten years.

Over the whole period, real interest rate in Uganda peaked at 23.0% in 2002 and was at its lowest, -53.4%, in 1988.

That places Uganda 12th out of 149 countries with data for 2018, putting it in the top 10%.

The series is highly variable year to year, so single readings are best treated with caution.

Real interest rate in Uganda, year by year

Annual values for Real interest rate (%) in Uganda, 1983 to 2018.
Year % Change
1983 -20.4% —
1984 -2.7% -86.9%
1985 -43.7% +1530.1%
1986 -43.8% +0.2%
1987 -52.1% +18.9%
1988 -53.4% +2.6%
1989 -35.0% -34.5%
1990 -4.0% -88.7%
1991 6.7% -268.4%
1992 -4.1% -161.6%
1994 13.0% -417.1%
1995 9.9% -24.3%
1996 15.0% +52.5%
1997 17.7% +17.9%
1998 11.1% -37.4%
1999 21.7% +95.4%
2000 10.6% -51.0%
2001 17.3% +63.2%
2002 23.0% +32.7%
2003 10.3% -55.1%
2004 4.3% -58.0%
2005 21.8% +401.6%
2006 15.9% -26.9%
2007 11.0% -31.0%
2008 13.2% +20.6%
2009 -34.7% -362.4%
2010 13.8% -139.6%
2011 11.4% -17.4%
2012 21.5% +88.9%
2013 19.0% -11.5%
2014 15.7% -17.6%
2015 16.6% +5.6%
2016 18.2% +10.1%
2017 15.9% -12.8%
2018 14.7% -7.2%

Uganda compared with similar countries

  • Uganda's 14.7% is above the median for low income countries, which is 7.3%, 2.0× the median. (19 countries reporting)
  • Uganda's 14.7% is above the median for Sub-Saharan Africa, which is 4.9%, 3.0× the median. (39 countries reporting)

Biggest year-on-year movements

Years where Real interest rate in Uganda changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
1985 -1530.1% -2.7% -43.7%
1994 +417.1% -4.1% 13.0%
2005 +401.6% 4.3% 21.8%
2009 -362.4% 13.2% -34.7%

Averages by decade

DecadeAverage LowestHighest Years
1980s -35.9% -53.4% -2.7% 7
1990s 9.7% -4.1% 21.7% 9
2000s 9.3% -34.7% 23.0% 10
2010s 16.3% 11.4% 21.5% 9

Countries ranked near Uganda

  1. 9 East Timor 15.8% compare
  2. 10 Bahrain 15.3% compare
  3. 11 Mauritania 15.2% compare
  4. 13 Azerbaijan 14.7% compare
  5. 14 Gambia 13.1% compare
  6. 15 Kenya 13.0% compare

See the full ranking of 149 places →

More financial sector data for Uganda

All data for Uganda →

Frequently asked questions

What is real interest rate in Uganda?
Real interest rate in Uganda was 14.7% in 2018, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest real interest rate recorded in Uganda?
The highest recorded value was 23.0% in 2002.
What is the lowest real interest rate recorded in Uganda?
The lowest recorded value was -53.4% in 1988.
How does Uganda rank for real interest rate?
Uganda ranks 12th out of 149 countries with data for 2018.
Is real interest rate rising or falling in Uganda?
Over the last ten years it is up 11.4%. The long-run trend across the full record is volatile.
Where does this Uganda data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.

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Real interest rate in Uganda. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 25 September 2026, from https://financial-sector.statizoid.com/stat/real-interest-rate-percent/uganda/

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About this data

Indicator
Real interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
149 places, 4,773 data points, 1961–2025
Last refreshed

An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.