Real interest rate in Uruguay
Uruguay: Real interest rate was 5.5% in 2025. ◆ Volatile
Real interest rate in Uruguay, 1976–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Uruguay recorded 5.5% for real interest rate in 2025.
That represents a change of up 0.8% over ten years.
Over the whole period, real interest rate in Uruguay peaked at 93.9% in 2002 and was at its lowest, -8.7%, in 1979.
That places Uruguay 65th out of 149 countries with data for 2025, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Real interest rate in Uruguay, year by year
| Year | % | Change |
|---|---|---|
| 1976 | 8.4% | — |
| 1977 | 4.2% | -50.2% |
| 1978 | 17.1% | +306.3% |
| 1979 | -8.7% | -151.1% |
| 1980 | 6.3% | -172.5% |
| 1981 | 24.5% | +286.7% |
| 1982 | 32.6% | +33.3% |
| 1983 | 24.1% | -26.2% |
| 1984 | 15.6% | -35.4% |
| 1985 | 10.1% | -34.8% |
| 1986 | 12.2% | +20.2% |
| 1987 | 11.6% | -4.8% |
| 1988 | 13.6% | +17.1% |
| 1989 | 27.0% | +98.6% |
| 1990 | 30.1% | +11.4% |
| 1991 | 23.6% | -21.6% |
| 1992 | 34.2% | +44.8% |
| 1993 | 31.4% | -7.9% |
| 1994 | 38.3% | +21.8% |
| 1995 | 39.0% | +1.9% |
| 1996 | 49.3% | +26.3% |
| 1997 | 32.8% | -33.3% |
| 1998 | 38.9% | +18.6% |
| 1999 | 46.0% | +18.1% |
| 2000 | 42.5% | -7.6% |
| 2001 | 43.2% | +1.7% |
| 2002 | 93.9% | +117.4% |
| 2003 | 36.4% | -61.3% |
| 2004 | 12.3% | -66.1% |
| 2005 | 12.8% | +4.2% |
| 2006 | 1.7% | -86.7% |
| 2007 | -1.2% | -173.0% |
| 2008 | 3.3% | -361.1% |
| 2009 | 6.1% | +88.6% |
| 2010 | 4.3% | -29.5% |
| 2011 | -0.1% | -102.0% |
| 2012 | 1.6% | -2016.5% |
| 2013 | 3.2% | +93.0% |
| 2014 | 4.8% | +53.0% |
| 2015 | 5.4% | +13.0% |
| 2016 | 7.4% | +35.8% |
| 2017 | 7.7% | +4.2% |
| 2018 | 4.3% | -43.6% |
| 2019 | 3.0% | -29.9% |
| 2020 | 0.5% | -85.0% |
| 2021 | -3.3% | -811.2% |
| 2022 | 4.6% | -241.0% |
| 2023 | 7.5% | +63.8% |
| 2024 | 5.5% | -27.1% |
| 2025 | 5.5% | -0.0% |
Uruguay compared with similar countries
- Uruguay's 5.5% is above the median for high income countries, which is 2.7%, 2.0× the median. (42 countries reporting)
- Uruguay's 5.5% is above the median for Latin America & Caribbean, which is 4.6%, 1.2× the median. (31 countries reporting)
Biggest year-on-year movements
Years where Real interest rate in Uruguay changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2012 | +2016.5% | -0.1% | 1.6% |
| 2021 | -811.2% | 0.5% | -3.3% |
| 2008 | +361.1% | -1.2% | 3.3% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 5.3% | -8.7% | 17.1% | 4 |
| 1980s | 17.8% | 6.3% | 32.6% | 10 |
| 1990s | 36.4% | 23.6% | 49.3% | 10 |
| 2000s | 25.1% | -1.2% | 93.9% | 10 |
| 2010s | 4.2% | -0.1% | 7.7% | 10 |
| 2020s | 3.4% | -3.3% | 7.5% | 6 |
Countries ranked near Uruguay
More financial sector data for Uruguay
- Reserve position in the IMF, US dollar, annual growth rate 7.91 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 44.98 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 2.76 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 32.84 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 7.91 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 44.98 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 2.76 % change on previous year (2025)
Frequently asked questions
- What is real interest rate in Uruguay?
- Real interest rate in Uruguay was 5.5% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest real interest rate recorded in Uruguay?
- The highest recorded value was 93.9% in 2002.
- What is the lowest real interest rate recorded in Uruguay?
- The lowest recorded value was -8.7% in 1979.
- How does Uruguay rank for real interest rate?
- Uruguay ranks 65th out of 149 countries with data for 2025.
- Is real interest rate rising or falling in Uruguay?
- Over the last ten years it is up 0.8%. The long-run trend across the full record is volatile.
- Where does this Uruguay data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.
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About this data
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.