Risk premium on lending (lending rate minus treasury bill rate, %) in Bahrain
Bahrain: Risk premium on lending (lending rate minus treasury bill rate, %) was 5.1% in 2014. ▲ Rising
Risk premium on lending in Bahrain, 1987–2014
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
Bahrain recorded 5.1% for risk premium on lending in 2014.
Compared with earlier readings it is down 0.1% on the previous year and down 19.9% over ten years.
Over the whole period, risk premium on lending in Bahrain peaked at 7.9% in 1992 and was at its lowest, -0.7%, in 1989.
That places Bahrain 36th out of 86 countries with data for 2014, putting it in the middle of the range.
The long-run direction has been consistently rising across the 27 years of available data.
Risk premium on lending (lending rate minus treasury bill rate, %) in Bahrain, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 1987 | 1.1% | — |
| 1988 | 0.4% | -62.3% |
| 1989 | -0.7% | -261.1% |
| 1991 | 3.5% | -619.4% |
| 1992 | 7.9% | +128.8% |
| 1993 | 7.5% | -5.4% |
| 1994 | 5.9% | -21.4% |
| 1995 | 5.6% | -4.6% |
| 1996 | 6.8% | +21.2% |
| 1997 | 6.5% | -4.6% |
| 1998 | 6.3% | -3.7% |
| 1999 | 6.3% | -0.0% |
| 2000 | 5.0% | -19.6% |
| 2001 | 6.9% | +37.0% |
| 2002 | 6.7% | -3.7% |
| 2003 | 7.2% | +7.6% |
| 2004 | 6.3% | -11.4% |
| 2005 | 4.3% | -33.0% |
| 2006 | 2.9% | -30.9% |
| 2007 | 3.4% | +15.7% |
| 2008 | 5.7% | +67.4% |
| 2009 | 6.9% | +20.9% |
| 2010 | 6.4% | -6.8% |
| 2011 | 5.8% | -9.1% |
| 2012 | 4.8% | -17.3% |
| 2013 | 5.1% | +5.4% |
| 2014 | 5.1% | -0.1% |
Bahrain compared with similar countries
- Bahrain's 5.1% is above the median for high income countries, which is 2.9%, 1.8× the median. (26 countries reporting)
- Bahrain's 5.1% is above the median for Middle East, North Africa, Afghanistan & Pakistan, which is 4.1%, 1.2× the median. (9 countries reporting)
Biggest year-on-year movements
Years where Risk premium on lending (lending rate minus treasury bill rate, %) in Bahrain changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1991 | +619.4% | -0.7% | 3.5% |
| 1989 | -261.1% | 0.4% | -0.7% |
| 1992 | +128.8% | 3.5% | 7.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 0.3% | -0.7% | 1.1% | 3 |
| 1990s | 6.3% | 3.5% | 7.9% | 9 |
| 2000s | 5.5% | 2.9% | 7.2% | 10 |
| 2010s | 5.5% | 4.8% | 6.4% | 5 |
Countries ranked near Bahrain
More financial sector data for Bahrain
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0038 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 116.55 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0028 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 85.11 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0038 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 116.55 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is risk premium on lending in Bahrain?
- Risk premium on lending in Bahrain was 5.1% in 2014, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Bahrain?
- The highest recorded value was 7.9% in 1992.
- What is the lowest risk premium on lending recorded in Bahrain?
- The lowest recorded value was -0.7% in 1989.
- How does Bahrain rank for risk premium on lending?
- Bahrain ranks 36th out of 86 countries with data for 2014.
- Is risk premium on lending rising or falling in Bahrain?
- Over the last ten years it is down 19.9%. The long-run trend across the full record is rising.
- Where does this Bahrain data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.