Risk premium on lending in Bulgaria
Bulgaria: Risk premium on lending was 7.1% in 2015. ▲ Rising
Risk premium on lending in Bulgaria, 2006–2015
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
Bulgaria recorded 7.1% for risk premium on lending in 2015.
That represents a change of up 0.4% on the previous year and up 13.9% over ten years.
Over the whole period, risk premium on lending in Bulgaria peaked at 9.4% in 2011 and was at its lowest, 6.1%, in 2007.
That places Bulgaria 22nd out of 86 countries with data for 2015, putting it in the top quarter.
Risk premium on lending in Bulgaria, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 2006 | 6.2% | — |
| 2007 | 6.1% | -1.2% |
| 2008 | 6.8% | +10.8% |
| 2009 | 6.7% | -2.0% |
| 2010 | 8.6% | +28.7% |
| 2011 | 9.4% | +9.2% |
| 2013 | 8.6% | -7.8% |
| 2014 | 7.0% | -18.5% |
| 2015 | 7.1% | +0.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.5% | 6.1% | 6.8% | 4 |
| 2010s | 8.1% | 7.0% | 9.4% | 5 |
Countries ranked near Bulgaria
- 19 Seychelles 7.4% compare
- 20 Ethiopia 7.3%
- 21 Guyana 7.1% compare
- 23 Antigua and Barbuda 7.0% compare
- 24 Uzbekistan 6.9%
- 25 Jamaica 6.7% compare
More financial sector data for Bulgaria
- Net domestic credit (current LCU), per capita 9,126 current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 0.5186 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 18.43 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 48.30 million SDR (2025)
- Gold reserves at market value 4.40 billion SDR (2025)
- Reserves excluding gold, foreign exchange 28.44 billion SDR (2025)
- Reserves excluding gold 30.02 billion SDR (2025)
- Total reserves (gold at market value) 34.43 billion SDR (2025)
- Total reserves (gold at national valuation) 34.42 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 5,351 SDR per person (2025)
Frequently asked questions
- What is risk premium on lending in Bulgaria?
- Risk premium on lending in Bulgaria was 7.1% in 2015, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Bulgaria?
- The highest recorded value was 9.4% in 2011.
- What is the lowest risk premium on lending recorded in Bulgaria?
- The lowest recorded value was 6.1% in 2007.
- How does Bulgaria rank for risk premium on lending?
- Bulgaria ranks 22nd out of 86 countries with data for 2015.
- Is risk premium on lending rising or falling in Bulgaria?
- Over the last ten years it is up 13.9%. The long-run trend across the full record is rising.
- Where does this Bulgaria data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.